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2 Stearns St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 2 Stearns St, Worcester, MA 01603 · Last verified April 2026

Property Summary

Property TypeTriplex
Details6 bd · 3 ba · 2,200 sqft · built 1900
Lot Size0.206 acres (8,968 sqft)
Owner2 Individual Names on File
Last Sale$185,000 (Apr 2017)
Tax Bill$6,623 (2025)
Deeds & MortgagesMay 2021 Refinance
Dec 2017 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-020-00016

Property Details

APN / Parcel Number

Primary APN15-020-00016
Alternative APN
  • WORC M:15 B:020 L:00016

Interior

Bedrooms6 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Units3 Units
Stories3 Stories
Building Area2,200 sqft Living Area
Gross Area3,718 sqft
1st Floor Area800 sqft
Basement Area800 sqft
Unfinished Basement800 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,968 sqft (0.206 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemSteam

Location & Zoning

Account Number15-020-00016
Street Address2 STEARNS ST
CityWORCESTER
StateMA
Zip01603-1192
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal Block20
Legal Lot Number16
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2001
Census Tract733102

Owner

Source: Worcester County and Worcester City records · APN 15-020-00016

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2 STEARNS ST, WORCESTER, MA 01603-1192
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FEDERAL SAVINGS BANK
Dec 08, 2017Personal Representative Deed, Transfer
Quitclaim
Apr 12, 2017Quit Claim Deed, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 12, 2017 · Amount on Record
Deed SaleApr 12, 2017 · Amount on Record
Deed Book / Page56969 / 214
Record UpdatedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address2 STEARNS ST, WORCESTER, MA 01603-1192
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number065214-325
DateMay 21, 2021
Book Page65214/325
Instrument70394
Lender
NameFEDERAL SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJun 01, 2051

December 2017: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionWORCESTER MA
Recording DateDec 08, 2017
Property Address2 STEARNS ST, WORCESTER, MA 01603-1192
Document Number58160-335
Book / Page058160 / 000335
Instrument DateDec 04, 2017
Instrument137664
Transaction TypeTransfer
Record UpdatedJan 03, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2 STEARNS ST WORCESTER MA 016031132, WORCESTER, MA 01603-1132

April 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWORCESTER MA
Recording DateApr 12, 2017
Property Address2 STEARNS ST, WORCESTER, MA 01603-1192
Document Number56969-214
Book / Page56969 / 214
Instrument36659
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$32.89
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number569690216
DateApr 12, 2017
Instrument56969/0216
Lender
NameHOMEBRIDGE FINANCIAL
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 12, 2047

Tax Assessment & Valuation

Source: Worcester County and Worcester City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,623.00 (+10.57%)$502,100 (+20.21%) Land $98,200 Building $403,900
2023$5,990.00$417,700 Land $85,400 Building $332,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277331022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies59 units insured
53 under condo master policies
Nearby Flood Claims7 (1978–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimMar 2024, other causes
Claims By Storm
  • Severe Storms And Flooding, Oct 2005 · 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 407 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880

May also be available at this address: Verizon, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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