14 Stearns St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 14 Stearns St, Worcester, MA 01603

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,364 sqft · built 1913
Lot Size0.118 acres (5,160 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (May 2005)
Tax Bill$4,034 (2026)
Deeds & MortgagesApr 2021 Refinance
Flood ZoneZone X (minimal risk)
APN15-019-00029

Property Details

APN / Parcel Number

Primary APN15-019-00029
Alternative APN
  • WORC M:15 B:019 L:00029

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,364 sqft Living Area
Gross Area2,288 sqft
1st Floor Area860 sqft
Basement Area720 sqft
Unfinished Basement720 sqft

Exterior

Year BuiltBuilt 1913
Effective Year BuiltEffective 1913
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,160 sqft (0.118 acres)
Garage TypeBasement

Utilities, Heating & Cooling

Heating SystemHot Water

Location & Zoning

Account Number15-019-00029
Street Address14 STEARNS ST
CityWORCESTER
StateMA
Zip01603-1166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL-7
Legal Block19
Legal Lot Number29
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group2
Census Block2001
Census Tract733102

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address14 STEARNS ST, WORCESTER, MA 01603-1166
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2005 · Amount on Record
Deed SaleMay 24, 2005 · Amount on Record
Deed Document Number200581002
Deed Book / Page36387 / 248
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address14 STEARNS ST, WORCESTER, MA 01603-1166
Transaction TypeMortgage
Record UpdatedMay 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number64968-171
DateApr 20, 2021
Book Page64968/171
Instrument53879
Lender
NameSAVERS COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueMay 1, 2041

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,034.00 (+3.97%)$303,800 (+3.26%) Land $87,700 Building $216,100$385,866 (+8.17%)
2025$3,880.00 (+6.39%)$294,200 (+15.69%) Land $82,600 Building $211,600$356,725 (-5.77%)
2024$378,575
2023$3,647.00$254,300 Land $71,800 Building $182,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies59 units insured
incl. 53 condo units
Nearby Flood Claims7 (1978–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimMar 2024 · other causes
Claims by Event
  • Severe Storms And Flooding, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on Stearns St

Nearby Streets

Search Property Records by Address or Parcel Number