Worcester County and Worcester City property record for 11 Stearns St, Worcester, MA 01603
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,229 sqft · built 1920 |
| Lot Size | 0.139 acres (6,053 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,297 (Mar 2004) |
| Tax Bill | $3,659 (2026) |
| Deeds & Mortgages | Apr 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-020-00013 |
| Primary APN | 15-020-00013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,229 sqft Living Area |
| Gross Area | 2,661 sqft |
| 1st Floor Area | 841 sqft |
| Basement Area | 823 sqft |
| Unfinished Basement | 823 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Wood Siding |
| Construction Type | Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,053 sqft (0.139 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|
| Account Number | 15-020-00013 |
|---|---|
| Street Address | 11 STEARNS ST |
| City | WORCESTER |
| State | MA |
| Zip | 01603-1155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL-7 |
| Legal Block | 20 |
| Legal Lot Number | 13 |
| Jurisdiction | WORCESTER MA |
| Township / Civil Division | WORCESTER |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 733102 |
11 Stearns St is owned and occupied by an individual who bought it in March 2004.
Source: Worcester County and Worcester City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 STEARNS ST, WORCESTER, MA 01603-1155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 1, 2004 · Amount on File |
| Deed Sale | Mar 1, 2004 · Amount on File |
| Prior Sale | Sep 12, 2002 · Amount on File |
| Deed Document Number | 200432965 |
| Deed Book / Page | 32943 / 378 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MA |
| Property Address | 11 STEARNS ST, WORCESTER, MA 01603-1155 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 067367-154 |
|---|---|
| Date | Apr 1, 2022 |
| Book Page | 67367/154 |
| Instrument | 36248 |
| Name | MILLBURY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 11 Stearns St was $3,659, up 4.2% from the year before.
Source: Worcester County and Worcester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| Municipality | Worcester City |
| Unified School District | Worcester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,659.00 (+4.22%) | $275,500 (+3.49%) Land $95,700 Building $179,800 | $376,033 (+5.41%) |
| 2025 | $3,511.00 | $266,200 Land $90,000 Building $176,200 | $356,725 (+6.83%) |
| 2024 | $333,925 | ||
| 2023 | $3,307.00 | $230,600 Land $78,300 Building $152,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Stearns St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 59 units insured incl. 53 condo units |
| Nearby Flood Claims | 7 (1978–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Mar 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11 Stearns St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: T-Mobile.
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