2 Rose Ter, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 2 Rose Ter, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,364 sqft · built 1950
Lot Size	0.238 acres (10,350 sqft)
Owner	2 Individual Names on File
Last Sale	$899,000 (Jul 2018)
Tax Bill	$17,976 (2024)
Deeds & Mortgages	Aug 2023 Line of Credit Dec 2021 Mortgage + 1 more
APN	`04-00026-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`04-00026-0000-00010`
Alternative APNs	`040002600010` `10512009`

Interior

Stories	2 Stories
Building Area	2,364 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	10,350 sqft (0.238 acres)
Lot Dimensions	150 ft deep x 69 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	10512009
Street Address	2 ROSE TER
City	CHATHAM
State	NJ
Zip	07928-2070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	26
Legal Lot Number	10
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	5
Census Block	5003
Census Tract	42800

Owner

2 Rose Ter is owned and occupied by two individuals who bought it in July 2018.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2 ROSE TER, CHATHAM, NJ 07928-2070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jul 2, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018 · Amount on File
Deed Sale	Jul 2, 2018 · Amount on File
Prior Sale	Sep 3, 1998 · Amount on File
Deed Document Number	201836457
Deed Book / Page	23371 / 1887
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	2 ROSE TER, CHATHAM, NJ 07928-2070
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ROSE TER, CHATHAM, NJ 07928-2070

Mortgage

Document Number	0246380633
Date	Aug 9, 2023
Book Page	24638/633
Instrument	2023029576

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 27, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	2 ROSE TER, CHATHAM, NJ 07928-2070
Transaction Type	Mortgage
Record Updated	Jan 5, 2022
Title Company	INSIGHT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0242930440
Date	Dec 15, 2021
Book Page	24293/440
Instrument	2021100752

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2051

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jul 2, 2018
Property Address	2 ROSE TER, CHATHAM, NJ 07928-2070
Document Number	0233711887
Book / Page	23371 / 1887
Instrument Date	Jun 22, 2018
Instrument	2018036457
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	CHP TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,038.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 ROSE TER, 2, CHATHAM, NJ 07928-2070

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 ROSE TER, CHATHAM, NJ 07928-2070

Mortgage

Document Number	2018036458
Date	Jul 2, 2018
Instrument	2018036458

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,110,300 (-) Land $758,900 Building $351,400	$1,110,300 (-) Land $758,900 Building $351,400
2025		$1,110,300 Land $758,900 Building $351,400	$1,110,300 Land $758,900 Building $351,400
2024	$17,976.00
2023		$1,110,300 Land $758,900 Building $351,400	$1,110,300 Land $758,900 Building $351,400
2022	$16,883.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2 Rose Ter; there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2011–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Rose Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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