22 Rose Ter, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 22 Rose Ter, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,396 sqft · built 1951
Lot Size	0.405 acres (17,642 sqft)
Owner	2 Individual Names on Record
Last Sale	$845,000 (Jan 2023)
Tax Bill	$18,968 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jan 2020 Transfer
APN	`04-00026-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`04-00026-0000-00003`
Alternative APNs	`040002600003` `10505004`

Interior

Stories	2 Stories
Building Area	2,396 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Construction Type	Frame
Lot Area	17,642 sqft (0.405 acres)
Lot Dimensions	294 ft deep x 60 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	10505004
Street Address	22 ROSE TER
City	CHATHAM
State	NJ
Zip	07928-2070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	26
Legal Lot Number	3
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	5
Census Block	5003
Census Tract	42800

Owner

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 ROSE TER, CHATHAM, NJ 07928-2070
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2023	Deed, Transfer · Conventional Mortgage GARDEN STATE HOME LOANS INC
Jan 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2023 · Amount on Record
Deed Sale	Jan 19, 2023 · Amount on Record
Prior Sale	Jul 28, 2005
Deed Document Number	20232017
Deed Book / Page	24556 / 858
Prior Transfer Date	Jan 9, 2020
Prior Transfer Doc	0237030480
Record Updated	Sep 20, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Jan 19, 2023
Property Address	22 ROSE TER, CHATHAM, NJ 07928-2070
Document Number	0245560858
Book / Page	24556 / 858
Instrument Date	Jan 5, 2023
Instrument	2023002017
Transaction Type	Transfer
Record Updated	Jan 31, 2023
Title Company	GREEN HILL TITLE, GREEN HILL TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,782.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	233 SOUTH ST, MORRISTOWN, NJ 07960-5336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 ROSE TER, CHATHAM, NJ 07928-2070

Mortgage

Document Number	2023002018
Date	Jan 19, 2023
Instrument	2023002018

Lender

Name	GARDEN STATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MORRIS NJ
Recording Date	Jan 29, 2020
Property Address	22 ROSE TER, CHATHAM, NJ 07928-2070
Document Number	0237030480
Book / Page	023703 / 000480
Instrument Date	Jan 9, 2020
Instrument	6137
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	500 HILLS DR #300 BEDMINSTER NJ 079211538, 300, BEDMINSTER, NJ 07921-1538

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,171,600 (-) Land $732,200 Building $439,400	$1,171,600 (-) Land $732,200 Building $439,400
2025		$1,171,600 (-) Land $732,200 Building $439,400	$1,171,600 (-) Land $732,200 Building $439,400
2024	$18,968.00 (+12.32%)
2023		$1,171,600 Land $732,200 Building $439,400	$1,171,600 Land $732,200 Building $439,400
2022	$16,887.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2011–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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