10 Rose Ter, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 10 Rose Ter, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,900 sqft · built 1950
Lot Size	0.475 acres (20,669 sqft)
Owner	Individual Name on File
Last Sale	$825,000 (Jul 2015)
Tax Bill	$18,580 (2024)
Deeds & Mortgages	Dec 2023 Mortgage Nov 2019 Line of Credit + 2 more
APN	`04-00026-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`04-00026-0000-00007`
Alternative APNs	`040002600007` `10509004`

Interior

Stories	2 Stories
Building Area	1,900 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	20,669 sqft (0.475 acres)
Lot Dimensions	318 ft deep x 65 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	10509004
Street Address	10 ROSE TER
City	CHATHAM
State	NJ
Zip	07928-2070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	26
Legal Lot Number	7
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	5
Census Block	5003
Census Tract	42800

Owner

10 Rose Ter is owned and occupied by an individual who bought it in July 2015.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	10 ROSE TER, CHATHAM, NJ 07928-2070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2023	Deed of Trust, Mortgage DAVID M BARANEK
Nov 8, 2019	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage EVERBANK
Mar 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage EVERBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2015 · Amount on File
Deed Sale	Jul 22, 2015 · Amount on File
Prior Sale	May 1, 2007 · Amount on File
Deed Document Number	201543910
Deed Book / Page	22749 / 1150
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	10 ROSE TER, CHATHAM, NJ 07928-2070
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ROSE TER, CHATHAM, NJ 07928-2070

Mortgage

Document Number	0246951007
Date	Dec 21, 2023
Book Page	24695/1007
Instrument	2023048484

Lender

Name	DAVID M BARANEK
Type	Private Party
Address	295 MAIN ST, MADISON, NJ 07940

Agreement

Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	10 ROSE TER, CHATHAM, NJ 07928-2070
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0236511695
Date	Nov 8, 2019
Book Page	23651/1695
Instrument	2019063907

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Oct 16, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	10 ROSE TER, CHATHAM, NJ 07928-2070
Document Number	0230970605
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	May 17, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ROSE TER CHATHAM NJ 079282070, CHATHAM, NJ 07928-2070

Mortgage

Document Number	0230970605
Date	Mar 21, 2017
Book Page	023097/000605
Instrument	17056

Lender

Name	EVERBANK
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 20, 2027

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	10 ROSE TER, CHATHAM, NJ 07928-2070
Document Number	0230970616
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ROSE TER CHATHAM NJ 079282070, CHATHAM, NJ 07928-2070

Mortgage

Document Number	0230970616
Date	Mar 21, 2017
Book Page	023097/000616
Instrument	17057

Lender

Name	EVERBANK
Type	Bank
Address	JACKDONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 20, 2047

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,147,600 (-) Land $752,600 Building $395,000	$1,147,600 (-) Land $752,600 Building $395,000
2025		$1,147,600 Land $752,600 Building $395,000	$1,147,600 Land $752,600 Building $395,000
2024	$18,580.00
2023		$1,147,600 Land $752,600 Building $395,000	$1,147,600 Land $752,600 Building $395,000
2022	$16,645.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10 Rose Ter; there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2011–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Rose Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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