2 Pershing Lake Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 2 Pershing Lake Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,397 sqft · built 1979
Lot Size	0.64 acres (2,800 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Mar 2021)
Tax Bill	$3,507 (2025)
Deeds & Mortgages	Mar 2021 Sale Oct 2019 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`549581A007`

Property Details

APN / Parcel Number

Primary APN	`549581A007`
Alternative APN	`3-0009-5209-00-0689.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,397 sqft Living Area
Gross Area	3,614 sqft
1st Floor Area	1,597 sqft
Basement Area	1,597 sqft
Finished Basement	800 sqft
Unfinished Basement	797 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Combination
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,800 sqft (0.64 acres)
Lot Dimensions	28 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	549581A007
Street Address	2 PERSHING LAKE DR
City	SAINT PETERS
State	MO
Zip	63376-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AB8
Legal Description	PARK CHARLES SOUTH #6 SEC 1 LOT 689
Legal Subdivision	PARK CHAS SOUTH #6 SEC 1
Legal Lot Number	689
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	2
Census Block	2004
Census Tract	311331

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Warranty Deed, Transfer INVESTORS TITLE COMPANY
Oct 28, 2019	Grant Deed, Construction Loan · Construction Mortgage FAY SVCNG LLC
Apr 18, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2021 · Amount on Record
Deed Sale	Mar 9, 2021 · Amount on Record
Prior Sale	Mar 9, 2021 · Amount on Record
Deed Document Number	202120627
Prior Transfer Date	Apr 22, 2010
Prior Transfer Doc	0053760976
Record Updated	Oct 29, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 9, 2021
Property Address	2 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202
Document Number	2021R020627
Map Reference	MB 20 PG 32&33
Instrument Date	Feb 26, 2021
Instrument	2021R-020627
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	608 OAKLAND AVE, 608, SAINT LOUIS, MO 63119-3529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202

October 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 28, 2019
Property Address	2 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202
Document Number	0071702259
Book / Page	007170 / 002259
Instrument Date	Sep 23, 2019
Instrument	608980
Transaction Type	Construction Loan
Record Updated	Nov 20, 2019
Title Company	TITLE 365

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 27740 LAS VEGAS NV 891267740, LAS VEGAS, NV 89126-7740

Mortgage

Document Number	71702261
Date	Oct 28, 2019
Book Page	007170/002261
Instrument	608990

Lender

Name	FAY SVCNG LLC
Address	FARMERS BRANCH, TX 75234

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 27, 2020

April 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 18, 2019
Property Address	2 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202
Document Number	0070610590
Book / Page	007061 / 000590
Instrument Date	Apr 15, 2019
Instrument	178410
Transaction Type	Foreclosure
Record Updated	May 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,359 (-)	$307,150 (-) Land $60,000 Building $247,150
2025	$3,507.00 (+6.3%)	$58,359 (+9.58%)	$307,150 (+9.57%) Land $60,000 Building $247,150
2024	$3,299.00
2023		$53,259
2022			$280,311 Land $60,000 Building $220,311

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

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