1 Pershing Lake Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 1 Pershing Lake Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,280 sqft · built 1979
Lot Size	0.67 acres (2,940 sqft)
Owner	2 Individual Names on Record
Last Sale	$336,000 (Mar 2025)
Tax Bill	$2,947 (2025)
Deeds & Mortgages	May 2017 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`549581A037`

Property Details

APN / Parcel Number

Primary APN	`549581A037`
Alternative APN	`3-0009-5209-00-0771.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,852 sqft Living Area
Gross Area	2,996 sqft
1st Floor Area	1,192 sqft
Basement Area	1,144 sqft
Finished Basement	572 sqft
Unfinished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Split Level
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,940 sqft (0.67 acres)
Lot Dimensions	28 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	549581A037
Street Address	1 PERSHING LAKE DR
City	SAINT PETERS
State	MO
Zip	63376-3201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AB8
Legal Description	PARK CHARLES SOUTH #6 SEC 1 LOT 771
Legal Subdivision	PARK CHAS SOUTH #6 SEC 1
Legal Lot Number	771
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	2
Census Block	2015
Census Tract	311331

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1 PERSHING LAKE DR, SAINT PETERS, MO 63376-3201
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2017	Deed of Trust, Mortgage · Line of Credit BUSEY BANK
Mar 1, 2019	Deed of Trust, Mortgage BANK OF EDWARDSVILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2025 · Amount on Record
Deed Sale	Mar 10, 2025 · Amount on Record
Prior Sale	Apr 20, 2006 · Amount on Record
Deed Document Number	20259288
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 PERSHING LAKE DR, SAINT PETERS, MO 63376-3201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067450623
Date	May 18, 2017
Book Page	6745/0623
Instrument	20170518000303550

Lender

Name	BUSEY BANK
Type	Bank
Address	SAINT CHARLES, MO 63303

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 10, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	1 PERSHING LAKE DR, SAINT PETERS, MO 63376-3201
Document Number	0070440477
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1 PERSHING LAKE DR ST PETERS MO 633763201, ST PETERS, MO 63376-3201

Mortgage

Document Number	0070440477
Date	Mar 7, 2019
Book Page	007044/000477
Instrument	102820

Lender

Name	BANK OF EDWARDSVILLE
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 6, 2034

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,965 (-)	$257,712 (-) Land $60,000 Building $197,712
2025	$2,947.00	$48,965 (+19.66%)	$257,712 (+19.66%) Land $60,000 Building $197,712
2023		$40,919
2022			$215,365 Land $60,000 Building $155,365

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband, Wisper ISP.

Nearby Properties on Pershing Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures