10 Pershing Lake Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 10 Pershing Lake Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,234 sqft · built 1978
Lot Size	0.247 acres (10,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,500 (Sep 2001)
Tax Bill	$3,963 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`549582A037`

Property Details

APN / Parcel Number

Primary APN	`549582A037`
Alternative APN	`3-0009-5210-00-0684.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,234 sqft Living Area
Gross Area	3,795 sqft
1st Floor Area	1,198 sqft
Basement Area	1,036 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Bi-Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,780 sqft (0.247 acres)
Lot Dimensions	140 ft deep x 77 ft wide
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	549582A037
Street Address	10 PERSHING LAKE DR
City	SAINT PETERS
State	MO
Zip	63376-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AB8
Legal Description	PARK CHARLES SOUTH #6 SEC 2 LOT 684
Legal Subdivision	PARK CHAS SOUTH #6 SEC 2
Legal Lot Number	684
Jurisdiction	ST CHARLES MO
Township / Civil Division	ST. PETERS
Census Block Group	2
Census Block	2004
Census Tract	311331

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 30, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 17, 2017	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Sep 4, 2018	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2001 · Amount on Record
Deed Sale	Sep 5, 2001 · Amount on Record
Deed Document Number	200175065
Deed Book / Page	2656 / 1055
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	10 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202
Transaction Type	Mortgage
Record Updated	Jul 14, 2023
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202

Mortgage

Document Number	0000025605
Date	Jun 29, 2023
Instrument	2023R-025605

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46037

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Nov 1, 2048

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	10 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202
Transaction Type	Mortgage
Record Updated	Jul 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202

Mortgage

Document Number	2021R055074
Date	Jun 30, 2021
Instrument	2021R-055074

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Nov 1, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	10 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068240133
Date	Oct 17, 2017
Book Page	6824/0133
Instrument	20171017000650340

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	KANSAS CITY, MO 64112

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Sep 1, 2044

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	10 PERSHING LAKE DR, SAINT PETERS, MO 63376-3202
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069711260
Date	Sep 4, 2018
Book Page	6971/1260
Instrument	20180904000503260

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$66,018 (-)	$347,464 (-) Land $66,000 Building $281,464
2025	$3,963.00	$66,018 (+10.2%)	$347,464 (+10.21%) Land $66,000 Building $281,464
2023		$59,905
2022			$315,288 Land $66,000 Building $249,288

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber, i3 Broadband, Wisper ISP.

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