2 Larch Ln, Middletown, MD 21769 Property Records

Frederick County property record for 2 Larch Ln, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,827 sqft · built 1979
Lot Size	0.31 acres (13,503 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Mar 2018)
Tax Bill	$5,593 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-145123`

Property Details

APN / Parcel Number

Primary APN	`03-145123`
Alternative APNs	`3145123` `145123`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,777 sqft Living Area
Gross Area	3,065 sqft
1st Floor Area	1,314 sqft
Basement Area	950 sqft
Finished Basement	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.31 acres)
Lot Dimensions	160 ft deep x 85.9 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	145123
Street Address	2 LARCH LN
City	MIDDLETOWN
State	MD
Zip	21769-7823
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 43 SEC 3 85.93X160 US RT 40 A U.S. RT. 40A
Legal Subdivision	WOODMERE SOUTH
Legal Lot Number	43
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	4
Census Block	4000
Census Tract	752601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 LARCH LN, MIDDLETOWN, MD 21769-7823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
Mar 14, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2018 · Amount on Record
Deed Sale	Mar 14, 2018 · Amount on Record
Prior Sale	Oct 28, 2003 · Amount on Record
Deed Book / Page	12317 / 283
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	2 LARCH LN, MIDDLETOWN, MD 21769-7823
Document Number	0133790422
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 LARCH LN MIDDLETOWN MD 217697823, MIDDLETOWN, MD 21769-7823

Mortgage

Document Number	0133790422
Date	Dec 5, 2019
Book Page	013379/000422

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 4, 2049

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 14, 2018
Property Address	2 LARCH LN, MIDDLETOWN, MD 21769-7823
Document Number	0123170283
Book / Page	012317 / 000283
Instrument Date	Mar 1, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	BLUE RIDGE TITLE COMPANY, BLUE RIDGE TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 LARCH LN MIDDLETOWN MD 217697823, MIDDLETOWN, MD 21769-7823

Mortgage

Document Number	123170290
Date	Mar 14, 2018
Book Page	012317/000290

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Middletown Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$425,500 (+24.42%) Land $94,000 Building $331,500	$425,500 (+24.42%) Land $94,000 Building $331,500
2025	$5,593.00 (+14.4%)
2023	$4,889.00	$342,000 Land $78,400 Building $263,600	$342,000 Land $78,400 Building $263,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018
Water Source	Groundwater
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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