1 Larch Ln, Middletown, MD 21769 Property Records

Frederick County property record for 1 Larch Ln, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,213 sqft · built 1975
Lot Size	0.31 acres (13,503 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Aug 2022)
Tax Bill	$5,435 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-147797`

Property Details

APN / Parcel Number

Primary APN	`03-147797`
Alternative APNs	`3147797` `147797`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,213 sqft Living Area
Gross Area	2,708 sqft
1st Floor Area	1,363 sqft
Basement Area	850 sqft
Finished Basement	850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Deck Area	216 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	147797
Street Address	1 LARCH LN
City	MIDDLETOWN
State	MD
Zip	21769-7824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 36 SEC 3 80.19X190.82X130X24.90 WOODMERE SOUTH
Legal Subdivision	WOODMERE SOUTH SEC 03
Legal Lot Number	36
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	4
Census Block	4007
Census Tract	752601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

1 Larch Ln is owned and occupied by two individuals who bought it in August 2022.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1 LARCH LN, MIDDLETOWN, MD 21769-7824
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2019	Deed of Trust, Mortgage · Line of Credit SKYPOINT FEDERAL CREDIT UNION
Aug 31, 2022	Deed, Transfer · Conventional Mortgage MORTGAGE LINK
Feb 25, 2019	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Feb 25, 2019 · Amount on File
Deed Book / Page	16110 / 446
Prior Transfer Date	May 24, 2004
Prior Transfer Doc	0046670106
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1 LARCH LN, MIDDLETOWN, MD 21769-7824
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0133200325
Date	Nov 5, 2019
Book Page	13320/0325

Lender

Name	SKYPOINT FEDERAL CREDIT UNION
Type	Non-Lending Institution
Address	GERMANTOWN, MD 20874

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 4, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 31, 2022
Property Address	1 LARCH LN, MIDDLETOWN, MD 21769-7824
Document Number	0161100446
Book / Page	16110 / 446
Map Reference	MB 6 FO 66
Instrument Date	Aug 25, 2022
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	EASTERN TITLE AND SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1 LARCH LN, MIDDLETOWN, MD 21769-7824

Mortgage

Document Number	0016110453
Date	Aug 31, 2022
Instrument	16110/453

Lender

Name	MORTGAGE LINK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

February 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Feb 25, 2019
Property Address	1 LARCH LN, MIDDLETOWN, MD 21769-7824
Document Number	0128460154
Book / Page	12846 / 0154
Map Reference	MB 6 FO 66
Instrument Date	Feb 15, 2019
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1 LARCH LN, MIDDLETOWN, MD 21769-7824

Mortgage

Document Number	0012846160
Date	Feb 25, 2019
Instrument	12846/160

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1 Larch Ln was $5,435, up 9.2% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Middletown Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,700 (+7.59%) Land $94,000 Building $301,700	$395,700 (-) Land $94,000 Building $301,700
2025	$5,435.00 (+9.22%)	$367,800	$395,700 Land $94,000 Building $301,700
2024	$4,976.00 (+11.37%)
2023	$4,468.00	$312,000 Land $78,400 Building $233,600	$312,000 Land $78,400 Building $233,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Larch Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Larch Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018
Water Source	Groundwater
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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