7 Larch Ln, Middletown, MD 21769 Property Records

Frederick County property record for 7 Larch Ln, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,815 sqft · built 1973
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$359,000 (Jul 2017)
Tax Bill	$5,919 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-128989`

Property Details

APN / Parcel Number

Primary APN	`03-128989`
Alternative APNs	`3128989` `128989`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,815 sqft Living Area
Gross Area	3,340 sqft
1st Floor Area	1,615 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	128989
Street Address	7 LARCH LN
City	MIDDLETOWN
State	MD
Zip	21769-7824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 33 SEC 3 100X132.70X92.93X133.96 LARCH LN WOODMERE SOUTH
Legal Subdivision	LARCH LANE WOODMERE SOUTH
Legal Lot Number	33
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	4
Census Block	4007
Census Tract	752601

Owner

7 Larch Ln is owned and occupied by an individual who bought it in July 2017.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	7 LARCH LN, MIDDLETOWN, MD 21769-7824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jul 12, 2017	Grant Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2017 · Amount on File
Deed Sale	Jul 12, 2017 · Amount on File
Prior Sale	Jun 1, 2004 · Amount on File
Deed Document Number	201711920-0393
Deed Book / Page	11920 / 393
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7 LARCH LN, MIDDLETOWN, MD 21769-7824
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LARCH LN, MIDDLETOWN, MD 21769-7824

Mortgage

Document Number	0145930164
Date	Feb 26, 2021
Book Page	14593/164

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2036

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 12, 2017
Property Address	7 LARCH LN, MIDDLETOWN, MD 21769-7824
Document Number	0119200393
Book / Page	011920 / 000393
Instrument Date	Jun 27, 2017
Transaction Type	Transfer
Record Updated	Jul 31, 2017
Title Company	FORWARD SETTLEMENT SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 LARCH LN MIDDLETOWN MD 217697824, MIDDLETOWN, MD 21769-7824

Mortgage

Document Number	119200400
Date	Jul 12, 2017
Book Page	011920/000400

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7 Larch Ln was $5,919 with a homeowner's exemption.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Middletown Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,700 Land $93,500 Building $372,200	$465,700 Land $93,500 Building $372,200
2025	$5,919.00
2023	$5,163.00	$361,500 Land $78,000 Building $283,500	$361,500 Land $78,000 Building $283,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Larch Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Larch Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018
Water Source	Groundwater
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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