2 James River Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 2 James River Rd, Palmyra, VA 22963 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,260 sqft · built 1990
Lot Size	0.552 acres (24,045 sqft)
Owner	Individual Name on File
Last Sale	$158,000 (Aug 2005)
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18A 6 99`

Property Details

APN / Parcel Number

Primary APN	`18A 6 99`
Alternative APN	`6329`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
Gross Area	2,912 sqft
1st Floor Area	1,260 sqft
Utility Area	96 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,045 sqft (0.552 acres)
Terrain	Rolling
View / Lot	Corner
Porch	Slab
Porch Area	96 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	6329
Street Address	2 JAMES RIVER RD
City	PALMYRA
State	VA
Zip	22963-2059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INST 200003961 RIVERSIDE-6 LOT 99 24,057 SF
Legal Subdivision	RIVERSIDE
Legal Block	9
Legal Lot Number	99
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	4
Census Block	4003
Census Tract	20101

Owner

Source: Fluvanna County records · APN 18A 6 99

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2 JAMES RIVER RD, PALMYRA, VA 22963-2059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 05, 2005 · Amount on Record
Deed Sale	Aug 05, 2005 · Amount on Record
Deed Document Number	20055310
Deed Book / Page	645 / 701
Last Transfer Date	Jul 28, 2006
Transfer Doc	693/690
Record Updated	Sep 20, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLUVANNA VA
Recording Date	Oct 05, 2020
Property Address	2 JAMES RIVER RD, PALMYRA, VA 22963-2059
Document Number	200003961
Map Reference	BK 82 PG 481
Instrument Date	Sep 23, 2020
Instrument	200003961
Transaction Type	Transfer
Record Updated	Jul 06, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 JAMES RIVER RD, PALMYRA, VA 22963-2059

Mortgage

Document Number	200003962
Date	Oct 05, 2020
Instrument	200003962

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,300 (-) Land $30,000 Building $221,300	$251,300 (-) Land $30,000 Building $221,300
2025	$1,897.00 (+0.69%)	$251,300 (+44.93%) Land $30,000 Building $221,300	$251,300 (+44.93%) Land $30,000 Building $221,300
2024	$1,884.00 (+28.78%)
2023		$173,400 Land $30,000 Building $143,400	$173,400 Land $30,000 Building $143,400
2022	$1,463.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.