1 James River Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 1 James River Rd, Palmyra, VA 22963

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,002 sqft · built 1997
Lot Size0.751 acres (32,714 sqft)
OwnerCompany Name on Record
Last Sale$313,500 (Dec 2016)
Tax Bill$3,556 (2025)
Deeds & MortgagesJan 2018 Sale
Flood ZoneZone X (minimal risk)
APN18A 6 107

Property Details

APN / Parcel Number

Primary APN18A 6 107
Alternative APN
  • 3007

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area2,002 sqft Living Area
Gross Area4,714 sqft
1st Floor Area1,980 sqft
Basement Area1,980 sqft
Finished Basement1,980 sqft
SunroomSunroom
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 2011
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area32,714 sqft (0.751 acres)
TerrainRolling
Garage TypeBuilt-in
Garage Area480 sqft
DrivewayConcrete Driveway
Parking Spaces1 Parking Space
Deck Area120 sqft
Patio Area36 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3007
Street Address1 JAMES RIVER RD
CityPALMYRA
StateVA
Zip22963-2060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-4
Legal DescriptionINST 180000185 RIVERSIDE-6 LOT 107 32,730 SF
Legal SubdivisionRIVERSIDE
Legal Block10
Legal Lot Number107
JurisdictionFLUVANNA VA
Township / Civil DivisionPALMYRA
Census Block Group4
Census Block4004
Census Tract20101

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1 JAMES RIVER RD, PALMYRA, VA 22963-2060
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2016 · Amount on Record
Deed SaleDec 15, 2016 · Amount on Record
Deed Document Number20163767
Prior Transfer DateNov 7, 2010
Prior Transfer Doc830/515
Record UpdatedSep 20, 2026

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionFLUVANNA VA
Recording DateJan 22, 2018
Property Address1 JAMES RIVER RD, PALMYRA, VA 22963-2060
Document Number1800185
Map ReferencePB 292 PG 414
Instrument DateJan 12, 2018
Instrument1800185
Transaction TypeTransfer
Record UpdatedJul 6, 2021

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 JAMES RIVER RD, PALMYRA, VA 22963-2060

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$471,000 (-) Land $30,000 Building $441,000$471,000 (-) Land $30,000 Building $441,000
2025$3,556.00 (+0.68%)$471,000 (+32.83%) Land $30,000 Building $441,000$471,000 (+32.83%) Land $30,000 Building $441,000
2024$3,532.00 (+18.05%)
2023$354,600 Land $30,000 Building $324,600$354,600 Land $30,000 Building $324,600
2022$2,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE MONTICELLO
private · serves 12,943 people · EPA ID VA2065480
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Firefly Fiber Broadband
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on James River Rd

Nearby Streets

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