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10 James River Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 10 James River Rd, Palmyra, VA 22963 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,374 sqft · built 1990
Lot Size0.425 acres (18,513 sqft)
OwnerIndividual Name on File
Last Sale$211,500 (Jan 2008)
Tax Bill$2,453 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18A 6 84

Property Details

APN / Parcel Number

Primary APN18A 6 84
Alternative APN
  • 10057

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,374 sqft Living Area
Gross Area2,964 sqft
1st Floor Area1,374 sqft
Basement Area1,374 sqft
Finished Basement1,374 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2000
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area18,513 sqft (0.425 acres)
TerrainRolling
View / LotCorner
PorchPorch
Porch Area96 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number10057
Street Address10 JAMES RIVER RD
CityPALMYRA
StateVA
Zip22963-2059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDB 752-727 RIVERSIDE-6 LOT 84 18,511 SF
Legal SubdivisionRIVERSIDE
Legal Block8
Legal Lot Number84
JurisdictionFLUVANNA VA
Township / Civil DivisionPALMYRA
Census Block Group4
Census Block4003
Census Tract20101

Owner

Source: Fluvanna County records · APN 18A 6 84

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address10 JAMES RIVER RD, PALMYRA, VA 22963-2059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 02, 2008 · Amount on Record
Deed SaleJan 02, 2008 · Amount on Record
Deed Document Number20081
Deed Book / Page752 / 727
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Property Address10 JAMES RIVER RD, PALMYRA, VA 22963-2059
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE REALTY SERVICE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number200005261
DateDec 17, 2020
Instrument200005261
Lender
NameQUICKEN LOANS INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term372 Months
DueJan 01, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$325,000 (-) Land $30,000 Building $295,000$325,000 (-) Land $30,000 Building $295,000
2025$2,453.00 (+23.2%)$325,000 (+37.77%) Land $30,000 Building $295,000$325,000 (+37.77%) Land $30,000 Building $295,000
2023$235,900 Land $30,000 Building $205,900$235,900 Land $30,000 Building $205,900
2022$1,991.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510650201014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 29% of Virginia
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 257 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
Central Virginia Electric CooperativeFiber1,000 / 1,000

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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