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2 Cross St, Dover, NJ 07801 Property Records

Morris County and Dover Town property record for 2 Cross St, Dover, NJ 07801 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1,206 sqft · built 1910
Lot Size0.115 acres (5,001 sqft)
OwnerIndividual Name on File
Last Sale$186,900 (Mar 2019)
Tax Bill$6,219 (2024)
Deeds & MortgagesFeb 2026 Transfer
May 2022 Transfer
+ 3 more
APN09-01808-0000-00005

Property Details

APN / Parcel Number

Primary APN09-01808-0000-00005
Alternative APNs
  • 090180800005
  • 3025

Interior

Stories2 Stories
Building Area1,206 sqft Living Area

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Account Number3025
Street Address2 CROSS ST
CityDOVER
StateNJ
Zip07801-4642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1808
Legal Lot Number5
JurisdictionMORRIS NJ
Township / Civil DivisionDOVER
Census Block Group2
Census Block2013
Census Tract44800

Owner

Source: Morris County and Dover Town records · APN 09-01808-0000-00005

Assessment roll updated July 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address27 ELENA PL, DOVER, NJ 07801-4707
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Intrafamily Transfer, Transfer
May 12, 2022Quit Claim Deed, Transfer
Quitclaim
Feb 05, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Aug 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
X-CLUSIVE LENDING LLC
Mar 11, 2019Bargain and Sale Deed, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 11, 2019 · Amount on Record
Deed SaleMar 11, 2019 · Amount on Record
Prior SaleNov 30, 2016
Deed Document Number201911803
Deed Book / Page23503 / 1929
Last Transfer DateMar 31, 2022
Transfer Doc0244061191
Record UpdatedSep 20, 2026

February 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMORRIS NJ
Recording DateFeb 25, 2026
Property Address2 CROSS ST, DOVER, NJ 07801-4642
Document Number0250640817
Book / Page25064 / 817
Instrument DateFeb 23, 2026
Instrument2026007898
Transaction TypeTransfer
Record UpdatedMar 09, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address27 COOLIDGE AVE, DOVER, NJ 07801-5605

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 ELENA PL, DOVER, NJ 07801-4707

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMORRIS NJ
Recording DateMay 12, 2022
Property Address2 CROSS ST, DOVER, NJ 07801-4642
Document Number0244061191
Book / Page24406 / 1191
Instrument DateMay 02, 2022
Instrument2022033214
Transaction TypeTransfer
Record UpdatedMay 24, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address27 ELENA PL, 27, DOVER, NJ 07801-4707

Transferred To (Grantee/Buyer)

NameVerified Name
Address27 COOLIDGE AVE, DOVER, NJ 07801-5605

February 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMORRIS NJ
Recording DateFeb 05, 2020
Property Address2 CROSS ST, DOVER, NJ 07801-4642
Document Number0237090506
Book / Page23709 / 506
Instrument DateJan 10, 2020
Instrument2020008177
Transaction TypeTransfer
Record UpdatedNov 04, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 CROSS ST, DOVER, NJ 07801-4642

Mortgage

Document Number2020008178
DateFeb 05, 2020
Instrument2020008178
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address2 CROSS ST, DOVER, NJ 07801-4642
Document Number0234700129
Instrument DateAug 22, 2018
Transaction TypeMortgage
Record UpdatedMay 23, 2019
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address44 MAPLE AVNEUE MENDHAM NJ 07945, MENDHAM, NJ 07945

Mortgage

Document Number0234700129
DateDec 26, 2018
Book Page023470/000129
Instrument71340
Lender
NameX-CLUSIVE LENDING LLC
Address1354 E 14TH ST, BROOKLYN, NY 11230-5902
Agreement
TypeConventional Mortgage
AmountAmount Recorded

March 2019: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMORRIS NJ
Recording DateMar 11, 2019
Property Address2 CROSS ST, DOVER, NJ 07801-4642
Document Number0235031929
Book / Page23503 / 1929
Instrument DateJun 20, 2018
Instrument2019011803
Transaction TypeTransfer
Record UpdatedNov 04, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$847.90
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1661 WORTHINGTON RD STE 100, 1661, WEST PALM BEACH, FL 33409-6493

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address27 ELENA PL, DOVER, NJ 07801-4707

Mortgage

Document Number2019011804
DateMar 11, 2019
Instrument2019011804
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: Morris County and Dover Town records · Assessment roll updated July 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityDover Town
Unified School DistrictDover Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$190,000 (-) Land $85,800 Building $104,200$190,000 (-) Land $85,800 Building $104,200
2025$190,000 (-) Land $85,800 Building $104,200$190,000 (-) Land $85,800 Building $104,200
2024$6,219.00 (+10.74%)
2023$190,000 Land $85,800 Building $104,200$190,000 Land $85,800 Building $104,200
2022$5,616.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340270448002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records
Flood Insurance CostPremium on Record
median of 7 individual NFIP policies nearby
Nearby Flood Policies7 in force
Nearby Flood Claims72 (1979–2024)
Claims Outside the SFHA25 of 72
Most Recent ClaimJan 2024, river or lake flooding
Flood Events
  • Hurricane Irene (Aug 2011), 9 claims
  • Severe Storms And Flooding (Mar 2010), 12 claims
  • Severe Storms, Flooding And Mudslides (Aug 2000), 9 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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