15 Cross St, Dover, NJ 07801 Property Records

Morris County and Dover Town property record for 15 Cross St, Dover, NJ 07801

Property Summary

Property Type	Single Family Home
Details	1,066 sqft · built 1977
Lot Size	0.108 acres (4,691 sqft)
Owner	Company Name on Record
Last Sale	$407,500 (Aug 2026)
Tax Bill	$5,977 (2024)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2023 Mortgage + 2 more
APN	`09-01809-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`09-01809-0000-00009`
Alternative APNs	`090180900009` `3045`

Interior

Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	4,691 sqft (0.108 acres)
Lot Dimensions	70 ft deep x 67 ft wide

Location & Zoning

Account Number	3045
Street Address	15 CROSS ST
City	DOVER
State	NJ
Zip	07801-4615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	DOVERTAX MAP
Legal Block	1809
Legal Lot Number	9
Jurisdiction	MORRIS NJ
Township / Civil Division	DOVER
Census Block Group	2
Census Block	2018
Census Tract	44800

Owner

Source: Morris County and Dover Town records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	40 POPPYS PL, RANDOLPH, NJ 07869-3724
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
May 9, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 24, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Aug 20, 2020	Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2026 · Amount on Record
Deed Sale	Aug 3, 2026 · Amount on Record
Prior Sale	Jun 19, 2012 · Amount on Record
Deed Document Number	202634629
Deed Book / Page	25151 / 1021
Record Updated	Sep 20, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MORRIS NJ
Recording Date	Aug 3, 2026
Property Address	15 CROSS ST, DOVER, NJ 07801-4615
Document Number	0000034629
Book / Page	25151 / 1021
Instrument Date	Jun 24, 2026
Instrument	202634629
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$41,157.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Mortgage

Document Number	0000034630,
Date	Aug 3, 2026
Instrument	202634630

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	15 CROSS ST, DOVER, NJ 07801-4615
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0245961942
Date	May 9, 2023
Book Page	24596/1942
Instrument	2023015992

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	15 CROSS ST, DOVER, NJ 07801-4615
Transaction Type	Mortgage
Record Updated	Feb 9, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0243261603
Date	Jan 24, 2022
Book Page	24326/1603
Instrument	2022006865

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48222

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	15 CROSS ST, DOVER, NJ 07801-4615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1S CROSS ST, DOVER, NJ 07801-4615

Mortgage

Document Number	0238490381
Date	Aug 20, 2020
Book Page	23849/381
Instrument	2020055334

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	263 Months
Due	Jul 1, 2042

Tax Assessment & Valuation

Source: Morris County and Dover Town assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Dover Town
Unified School District	Dover Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,600 (-) Land $85,400 Building $97,200	$182,600 (-) Land $85,400 Building $97,200
2025		$182,600 (-) Land $85,400 Building $97,200	$182,600 (-) Land $85,400 Building $97,200
2024	$5,977.00 (+10.75%)
2023		$182,600 Land $85,400 Building $97,200	$182,600 Land $85,400 Building $97,200
2022	$5,397.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	7 in force
Nearby Flood Claims	72 (1979–2024)
Claims Outside the SFHA	25 of 72
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Flooding, Mar 2010 · 12 claims Severe Storms, Flooding And Mudslides, Aug 2000 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOVER WATER COMMISSION serves 27,806 people · EPA ID NJ1409001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	94 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

Nearby Properties on Cross St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures