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14 Cross St, Dover, NJ 07801 Property Records

Morris County and Dover Town property record for 14 Cross St, Dover, NJ 07801

Property Summary

Property TypeSingle Family Home
Details972 sqft · built 1920
Lot Size0.115 acres (5,001 sqft)
OwnerCompany Name on File
Last Sale$465,000 (Feb 2026)
Tax Bill$5,169 (2025)
Deeds & MortgagesAug 2023 Mortgage
Feb 2026 Sale & Mortgage
APN09-01808-0000-00002

Property Details

APN / Parcel Number

Primary APN09-01808-0000-00002
Alternative APNs
  • 090180800002
  • 3022

Interior

Stories2 Stories
Building Area972 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialFrame
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Account Number3022
Street Address14 CROSS ST
CityDOVER
StateNJ
Zip07801-4642
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal SubdivisionTOWN/DOVER
Legal Block1808
Legal Lot Number2
JurisdictionMORRIS NJ
Township / Civil DivisionDOVER
Census Block Group2
Census Block2013
Census Tract44800

Owner

Source: Morris County and Dover Town records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address44 TIMBERBROOK RD, ROCKAWAY, NJ 07866-4612
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Aug 8, 2023Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HOME LOANS INC
Feb 27, 2026Deed, Transfer · Conventional Mortgage
THE LOAN STORE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 27, 2026 · Amount on File
Deed SaleFeb 27, 2026 · Amount on File
Prior SaleAug 8, 2023 · Amount on File
Deed Document Number20268428
Deed Book / Page25066 / 452
Record UpdatedOct 29, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address14 CROSS ST, DOVER, NJ 07801-4642
Transaction TypeMortgage
Record UpdatedMar 11, 2026
Title CompanyALLIED TITLE, ALLIED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1019 W 6TH ST, PLAINFIELD, NJ 07063-1431

Mortgage

Document Number0246380278
DateAug 8, 2023
Book Page24638/278
Instrument2023029514
Lender
NameEMBRACE HOME LOANS INC
TypeMortgage Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionMORRIS NJ
Recording DateFeb 27, 2026
Property Address14 CROSS ST, DOVER, NJ 07801-4642
Document Number0250660452
Book / Page25066 / 452
Instrument DateFeb 13, 2026
Instrument2026008428
Transaction TypeTransfer
Record UpdatedMar 11, 2026
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,839.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1741 MYRTLE AVE, PLAINFIELD, NJ 07063-1037

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 TIMBERBROOK RD, ROCKAWAY, NJ 07866-4612

Mortgage

Document Number2026008429
DateFeb 27, 2026
Instrument2026008429
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

Source: Morris County and Dover Town assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityDover Town
Unified School DistrictDover Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$148,100 (-) Land $85,800 Building $62,300$148,100 (-) Land $85,800 Building $62,300
2025$5,169.00 (+6.64%)$148,100 (-) Land $85,800 Building $62,300$148,100 (-) Land $85,800 Building $62,300
2024$4,847.00 (+10.74%)
2023$148,100 Land $85,800 Building $62,300$148,100 Land $85,800 Building $62,300
2022$4,377.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies7 in force
Nearby Flood Claims72 (1979–2024)
Claims Outside the SFHA25 of 72
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Irene, Aug 2011 · 9 claims
  • Severe Storms And Flooding, Mar 2010 · 12 claims
  • Severe Storms, Flooding And Mudslides, Aug 2000 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDOVER WATER COMMISSION
serves 27,806 people · EPA ID NJ1409001
Water SourceGroundwater
Last State InspectionOct 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting94
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

May also be available: AT&T.

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