2 Cross St, Douglas, MA 01516 Property Records

Worcester County and Douglas Town property record for 2 Cross St, Douglas, MA 01516

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,256 sqft · built 2017
Lot Size	2.07 acres (90,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$70,000 (Sep 2025)
Tax Bill	$12,695 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2025 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`145-33`

Property Details

APN / Parcel Number

Primary APN	`145-33`
Alternative APN	`DOUG M:0145 B:00033.1 L`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,256 sqft Living Area
Gross Area	8,144 sqft
Basement Area	2,958 sqft
Unfinished Basement	2,248 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	90,169 sqft (2.07 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	145-33
Street Address	2 CROSS ST
City	DOUGLAS
State	MA
Zip	01516-2174
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	33.1
Jurisdiction	DOUGLAS MA
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1018
Census Tract	752101

Owner

Source: Worcester County and Douglas Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 CROSS ST, DOUGLAS, MA 01516-2174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage CENTRAL ONE FCU
Sep 26, 2025	Quit Claim Deed, Transfer
Sep 26, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 26, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL ONE FEDERAL CREDIT UNION
May 26, 2020	Deed of Trust, Mortgage · Balloon Mortgage CENTRAL ONE FEDERAL CREDIT UNION
Apr 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL ONE FEDERAL CREDIT UNION
Aug 14, 2017	Deed of Trust, Mortgage CENTRAL ONE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2025 · Amount on Record
Deed Sale	Sep 26, 2025 · Amount on Record
Deed Book / Page	72591 / 37
Prior Transfer Date	Sep 25, 2025
Prior Transfer Doc	0072596-45
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	2 CROSS ST, DOUGLAS, MA 01516-2174
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072944-155
Date	Dec 10, 2025
Book Page	72944/155
Instrument	107762

Lender

Name	CENTRAL ONE FCU

Agreement

Amount	Amount Recorded

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS MA
Recording Date	Sep 26, 2025
Property Address	2 CROSS ST, DOUGLAS, MA 01516-2174
Document Number	0072591-37
Book / Page	72591 / 37
Instrument Date	Sep 25, 2025
Instrument	82741
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 CROSS ST, DOUGLAS, MA 01516-2174

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS MA
Recording Date	Sep 26, 2025
Property Address	2 CROSS ST, DOUGLAS, MA 01516-2174
Document Number	0072596-45
Book / Page	72596 / 45
Instrument Date	Sep 25, 2025
Instrument	83123
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 CROSS ST, DOUGLAS, MA 01516-2174

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	2 CROSS ST, DOUGLAS, MA 01516-2174
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	60317-245
Date	Apr 26, 2019
Book Page	60317/245
Instrument	36435

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2034

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	2 CROSS ST, DOUGLAS, MA 01516-2174
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62457-307
Date	May 26, 2020
Book Page	62457/307
Instrument	53140

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	2 CROSS ST, DOUGLAS, MA 01516-2174
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62240-55
Date	Apr 21, 2020
Book Page	62240/55
Instrument	39478

Lender

Name	CENTRAL ONE FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS MA
Property Address	2 CROSS ST, DOUGLAS, MA 01516-2174
Document Number	57602-91
Book / Page	057602 / 000091
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Sep 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	57602-91
Date	Aug 18, 2017
Book Page	057602/000091
Instrument	90397

Lender

Name	CENTRAL ONE FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2047

Tax Assessment & Valuation

Source: Worcester County and Douglas Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Douglas Town
Unified School District	Douglas School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,695.00 (+1.2%)	$1,051,800 (+10.43%) Land $109,900 Building $802,700	$906,963 (+15.26%)
2025	$12,544.00 (+1.87%)	$952,500 (+4.58%) Land $99,100 Building $853,400	$786,885
2024	$12,314.00 (+3.73%)	$910,800 (+10.17%) Land $90,100 Building $820,700
2023	$11,871.00	$826,700 Land $90,100 Building $736,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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