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2 Cedar Ct, Palm Coast, FL 32137 Property Records

Flagler County property record for 2 Cedar Ct, Palm Coast, FL 32137

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,669 sqft · built 1986
Lot Size0.33 acres (14,375 sqft)
Owner2 Individual Names on File
Last Sale$489,000 (Jul 2021)
Tax Bill$9,715 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Nov 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN07-11-31-7014-00060-0010

Property Details

APN / Parcel Number

Primary APN07-11-31-7014-00060-0010

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,669 sqft Living Area
Gross Area3,482 sqft
1st Floor Area2,669 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1996
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area14,375 sqft (0.33 acres)
Lot Dimensions125 ft deep x 80 ft wide
DrivewayConcrete Driveway
Driveway Area400 sqft
Pool Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2 CEDAR CT
CityPALM COAST
StateFL
Zip32137-8953
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPALM COAST SECTION 14 BLOCK 00006 LOT 0001 SUBDIVISION COMPLETION YEAR 1978 OR 282 PG 886 OR 295 PG 876 OR 474 PG 1976 OR 2009/580
Legal Range31E
Legal Township11S
Legal Section07
Legal SubdivisionPALM COAST
Legal Block6
Legal Lot Number1
JurisdictionFLAGLER FL
Township / Civil DivisionFLAGLER BEACH
Census Block Group2
Census Block2008
Census Tract60105

Owner

2 Cedar Ct is owned by two individuals who bought it in July 2021.

Source: Flagler County records, as of June 11, 2026

Owner of Record2 Individual Names on File
Mailing Address3 MEADOW GATE E, SAINT JAMES, NY 11780-1349
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2021Warranty Deed, Transfer · Conventional Mortgage
TD BANK NA
Nov 25, 2020Intrafamily Transfer, Transfer · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2021 · Amount on File
Deed SaleJul 9, 2021 · Amount on File
Prior SaleNov 25, 2020
Deed Document Number202137531
Deed Book / Page2582 / 680
Prior Transfer DateOct 28, 2020
Prior Transfer Doc0024990233
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateJul 9, 2021
Property Address2 CEDAR CT, PALM COAST, FL 32137-8953
Document Number0025820680
Book / Page2582 / 680
Map ReferenceMB 6 PG 57
Instrument DateJul 1, 2021
Instrument2021037531
Transaction TypeTransfer
Record UpdatedJul 28, 2021
Title CompanyPROFESSIONAL CLOSING TITLE, PROFESSIONAL CLOSING INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,423.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address35B PINE HAVEN DR, 35B, PALM COAST, FL 32164-7029

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 MEADOW GATE E, SAINT JAMES, NY 11780-1349

Mortgage

Document Number2582682
DateJul 9, 2021
Instrument2582/682
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFLAGLER FL
Recording DateNov 25, 2020
Property Address2 CEDAR CT, PALM COAST, FL 32137-8953
Document Number0024990233
Book / Page2499 / 233
Map ReferenceMB 6 PG 57
Instrument DateOct 28, 2020
Instrument2020049109
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyAMERICAS CHOICE TITLE CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 CEDAR CT, PALM COAST, FL 32137-8953

Mortgage

Document Number0002499235
DateNov 25, 2020
Instrument2499/235
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2 Cedar Ct was $9,715, up 5.7% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
MunicipalityPalm Coast City
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,715.00 (+5.66%)$534,564 Land $196,500 Building $338,064$534,564 Land $196,500 Building $338,064
2024$9,195.00 (-1.29%)
2023$9,315.00 (-2.54%)$502,786 (+0.09%) Land $196,500 Building $306,286$502,786 (+0.09%) Land $196,500 Building $306,286
2022$9,558.00$502,315 Land $196,500 Building $305,815$502,315 Land $196,500 Building $305,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Cedar Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 392 individual policies
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies418 units insured
incl. 26 condo units
Nearby Flood Claims35 (1987–2022)
Claims Outside the SFHA22 of 35
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Hurricane Ian, Sep 2022 · 5 claims
  • Hurricane Irma, Sep 2017 · 5 claims
  • Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Cedar Ct is moderate, ranking above 44% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PALM COAST UTILITY
private · serves 112,324 people · EPA ID FL2180863
Water SourceGroundwater
Last State InspectionDec 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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