10 Cedar Ct, Palm Coast, FL 32137 Property Records

Flagler County property record for 10 Cedar Ct, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,624 sqft · built 1981
Lot Size	0.227 acres (9,920 sqft)
Owner	2 Owner Names on File
Last Sale	$429,900 (May 2003)
Tax Bill	$4,847 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`07-11-31-7014-00060-0050`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7014-00060-0050`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,624 sqft Heated Area
Gross Area	4,140 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1989
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	9,920 sqft (0.227 acres)
Lot Dimensions	124 ft deep x 80 ft wide
Driveway	Driveway
Driveway Area	504 sqft
Pool Area	704 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	10 CEDAR CT
City	PALM COAST
State	FL
Zip	32137-8953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 14 BL 6 LT 5 OR 131 PG 214 OR 158 PG 543 OR 412 PG 302-DC OR 621 PG 542-RDMAN ALBERT H ANTOINE II TRUSTEE OR 9
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	6
Legal Lot Number	5
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2008
Census Tract	60105

Owner

The current owner of 10 Cedar Ct bought it in May 2003.

Source: Flagler County records, as of December 22, 2025

Owner of Record	2 Owner Names on File
Mailing Address	10 CEDAR CT, PALM COAST, FL 32137-8953
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2003 · Amount on File
Deed Sale	May 3, 2003 · Amount on File
Prior Sale	Jul 13, 1998
Deed Document Number	0092501366
Deed Book / Page	00925 / 01366
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	10 CEDAR CT, PALM COAST, FL 32137-8953
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021950065
Date	Mar 27, 2017
Book Page	2195/0065
Instrument	2017010574

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 10 Cedar Ct was $4,847 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,847.00 Homeowner's exemption	$309,858	$614,579 Land $290,077 Building $324,502
2023	$4,625.00 (+0.81%) Homeowner's exemption	$292,354 (+3%)	$623,022 (-0.26%) Land $290,077 Building $332,945
2022	$4,588.00 Homeowner's exemption	$283,839	$624,665 Land $290,000 Building $334,665

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Cedar Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 392 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	418 units insured incl. 26 condo units
Nearby Flood Claims	35 (1987–2022)
Claims Outside the SFHA	22 of 35
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Cedar Ct is moderate, ranking above 44% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20