8 Cedar Ct, Palm Coast, FL 32137 Property Records

Flagler County property record for 8 Cedar Ct, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,095 sqft · built 1988
Lot Size	0.216 acres (9,440 sqft)
Owner	Individual Name on File
Last Sale	$51,000 (Mar 1987)
Tax Bill	$10,637 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`07-11-31-7014-00060-0040`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7014-00060-0040`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,095 sqft Heated Area
Gross Area	4,230 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,440 sqft (0.216 acres)
Lot Dimensions	118 ft deep x 80 ft wide
Pool Type	Enclosed Pool
Pool Area	576 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	8 CEDAR CT
City	PALM COAST
State	FL
Zip	32137-8953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 14 BLOCK 00006 LOT 0004 SUBDIVISION COMPLETION YEAR 1978 OR 161 PG 426 OR 330 PG 919 OR 2394/1147-ROCCO SA
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	6
Legal Lot Number	4
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	2
Census Block	2008
Census Tract	60105

Owner

8 Cedar Ct is owned and occupied by an individual who bought it in March 1987.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	8 CEDAR CT, PALM COAST, FL 32137-8953
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 1987 · Amount on File
Deed Sale	Mar 1, 1987 · Amount on File
Deed Document Number	0000330919
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	8 CEDAR CT, PALM COAST, FL 32137-8953
Transaction Type	Mortgage
Record Updated	Aug 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 CEDAR CT, PALM COAST, FL 32137-8953

Mortgage

Document Number	0028040906
Date	Aug 15, 2023
Book Page	2804/906
Instrument	2023035343

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jul 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 8 Cedar Ct was $10,637.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,637.00	$585,281 Land $185,500 Building $399,781	$585,281 Land $185,500 Building $399,781
2023	$4,451.00 (+0.82%) Homeowner's exemption	$282,984 (+3%)	$576,516 (-2.15%) Land $185,500 Building $391,016
2022	$4,415.00 Homeowner's exemption	$274,742	$589,203 Land $185,500 Building $403,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Cedar Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 392 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	418 units insured incl. 26 condo units
Nearby Flood Claims	35 (1987–2022)
Claims Outside the SFHA	22 of 35
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 5 claims Hurricane Matthew, Oct 2016 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Cedar Ct is moderate, ranking above 44% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20