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2 Bluff Ave, #3-6, Westerly, RI 02891 Property Records

Westerly Town property record for 2 Bluff Ave, #3-6, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property TypeCondominium
Details1 bd · 1.5 ba · 870 sqft · built 2010
OwnerIndividual Name on File
Last Sale$2,200,000 (Jun 2020)
Tax Bill$15,735 (2025)
Deeds & MortgagesApr 2025 Sale
Jun 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN3059301

Property Details

APN / Parcel Number

Primary APN3059301
Alternative APN
  • WEST M:185 B:14 L:B304

Interior

Bedrooms1 Bed
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories1 Story
Building Area870 sqft Living Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleCondo/Apartment

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number3059301
Street Address2 BLUFF AVE, 3-6
CityWESTERLY
StateRI
Zip02891
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block14
Legal Lot NumberB304
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1042
Census Tract51000

Owner

Source: Westerly Town records · APN 3059301

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address322 HIGHLAND AVE, MONTCLAIR, NJ 07043-1011
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2025Warranty Deed, Transfer
Jun 25, 2020Condominium Deed, Transfer
NOT AVAILABLE
Dec 21, 2018Warranty Deed, Transfer
JP MORGAN CHASE BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2020 · Amount on Record
Deed SaleJun 25, 2020 · Amount on Record
Prior SaleDec 21, 2018 · Amount on Record
Deed Document Number20202780
Deed Book / Page2020 / 12164
Record UpdatedSep 20, 2026

April 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateApr 23, 2025
Property Address2 BLUFF AVE # 3-6, 3-6, WESTERLY, RI 02891
Document Number02025-4716
Book / Page2025 / 4716
Instrument DateApr 14, 2025
Instrument2025-1202
Transaction TypeTransfer
Record UpdatedOct 16, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address322 HIGHLAND AVE, MONTCLAIR, NJ 07043-1011

June 2020: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionWESTERLY RI
Recording DateJun 25, 2020
Property Address2 BLUFF AVE # 3-6, 3-6, WESTERLY, RI 02891
Document Number2020-2164
Book / Page002020 / 012164
Instrument DateJun 25, 2020
Instrument2780
Transaction TypeTransfer
Record UpdatedJul 14, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$2,200.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address127 S MOUNTAIN AVE MONTCLAIR NJ 070421737, MONTCLAIR, NJ 07042-1737

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateDec 21, 2018
Property Address2 BLUFF AVE # 3-6, 3-6, WESTERLY, RI 02891
Document Number2018-1952
Book / Page002018 / 021952
Instrument DateDec 21, 2018
Instrument5419
Transaction TypeTransfer
Record UpdatedJan 08, 2019

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,800.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 ROUND HILL RD GREENWICH CT 06831, GREENWICH, CT 06831

Mortgage

Document Number2018-1954
DateDec 21, 2018
Book Page002018/021954
Instrument5420
Lender
NameJP MORGAN CHASE BK
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueDec 20, 2048

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$15,735.00 (-19%)$2,213,100 (+9.6%) Building $2,213,100
2023$19,426.00 (+0.63%)$2,019,300 (-) Building $2,019,300
2022$19,305.00$2,019,300 Building $2,019,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 456 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
50 under condo master policies
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Watch Hill Historic District
listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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