2 Bluff Ave, #3-5, Westerly, RI 02891 Property Records

Westerly Town property record for 2 Bluff Ave, #3-5, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,831 sqft · built 2010
Owner	Company Name on File
Last Sale	$3,125,000 (Feb 2018)
Tax Bill	$32,855 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1153635`

Property Details

APN / Parcel Number

Primary APN	`1153635`
Alternative APN	`WEST M:185 B:14 L:B303`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,831 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Condo/Apartment

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1153635
Street Address	2 BLUFF AVE, 3-5
City	WESTERLY
State	RI
Zip	02891
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	14
Legal Lot Number	B303
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1042
Census Tract	51000

Owner

Source: Westerly Town records · APN 1153635

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2 COMMONWEALTH AVE, 10A, BOSTON, MA 02116-3136
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Aug 06, 2020	Deed of Trust, Mortgage RAYMOND JAMES BK
Feb 02, 2018	Warranty Deed, Transfer · ARM COMERICA BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 02, 2018 · Amount on Record
Deed Sale	Feb 02, 2018 · Amount on Record
Prior Sale	Mar 25, 2011 · Amount on Record
Deed Document Number	2018440
Deed Book / Page	2018 / 1719
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	2 BLUFF AVE # 3-5, 3-5, WESTERLY, RI 02891
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025-16390
Date	Nov 10, 2025
Book Page	2025/16390
Instrument	2025-3928

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2055

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	2 BLUFF AVE # 3-5, 3-5, WESTERLY, RI 02891
Document Number	2020-6363
Instrument Date	Aug 06, 2020
Transaction Type	Mortgage
Record Updated	Jun 28, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2 BLUFF AVE #3-5 WESTERLY RI 02891, 3-5, WESTERLY, RI 02891

Mortgage

Document Number	2020-6363
Date	Aug 18, 2020
Book Page	002020/016363
Instrument	3807

Lender

Name	RAYMOND JAMES BK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Feb 02, 2018
Property Address	2 BLUFF AVE # 3-5, 3-5, WESTERLY, RI 02891
Document Number	2018-1719
Book / Page	2018 / 1719
Instrument	440
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$343.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20181722
Date	Feb 02, 2018
Instrument	02018/1722

Lender

Name	COMERICA BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 02, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.88%
Max Rate At Change	30.1%
Max Rate	2.25%

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$32,855.00 (-15.02%)	$4,621,000 (+14.98%) Building $4,621,000
2023	$38,662.00 (+0.63%)	$4,018,900 (-) Building $4,018,900
2022	$38,421.00	$4,018,900 Building $4,018,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 456 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured 50 under condo master policies
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Watch Hill Historic District listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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