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2 Bluff Ave, #3-2, Westerly, RI 02891 Property Records

Westerly Town property record for 2 Bluff Ave, #3-2, Westerly, RI 02891 · Last verified August 2026

Property Summary

Property TypeCondominium
Details2 bd · 2.5 ba · 2,402 sqft · built 2010
Owner2 Individual Names on File
Last Sale$4,570,000 (Nov 2021)
Tax Bill$33,531 (2025)
Deeds & MortgagesNov 2021 Refinance
Nov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19270345

Property Details

APN / Parcel Number

Primary APN19270345
Alternative APN
  • WEST M:185 B:14 L:321

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms4 Rooms
Stories1 Story
Building Area2,402 sqft Living Area
Gross Area3,172 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleCondo/Apartment

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number19270345
Street Address2 BLUFF AVE, 3-2
CityWESTERLY
StateRI
Zip02891
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Block14
Legal Lot Number321
JurisdictionWESTERLY RI
Township / Civil DivisionWESTERLY
Census Block Group1
Census Block1042
Census Tract51000

Owner

Source: Westerly Town records · APN 19270345

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address39 IMPERIAL AVE, WESTPORT, CT 06880-4303
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Warranty Deed, Transfer · Stand-Alone Refinance
THE WASHINGTON TRUST CO OF WESTERLY
Nov 19, 2021Condominium Deed, Transfer · Stand-Alone First Mortgage
THE WASHINGTON TRUST CO OF WESTERLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 19, 2021 · Amount on Record
Deed SaleNov 19, 2021 · Amount on Record
Prior SaleFeb 06, 2015 · Amount on Record
Deed Document Number20216481
Deed Book / Page2021 / 29247
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWESTERLY RI
Recording DateNov 19, 2021
Property Address2 BLUFF AVE # 3-2, 3-2, WESTERLY, RI 02891
Document Number2021-29249
Book / Page2021 / 29249
Instrument DateNov 18, 2021
Instrument2021-6482
Transaction TypeTransfer
Record UpdatedDec 02, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address39 IMPERIAL AVE, WESTPORT, CT 06880-4303

Mortgage

Document Number2021-29252
DateNov 19, 2021
Book Page2021/29252
Instrument2021-6483
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

November 2021: Condominium Deed, Transfer

Document TypeCondominium Deed
JurisdictionWESTERLY RI
Recording DateNov 19, 2021
Property Address2 BLUFF AVE # 3-2, 3-2, WESTERLY, RI 02891
Document Number2021-29247
Book / Page2021 / 29247
Instrument DateNov 15, 2021
Instrument2021-6481
Transaction TypeTransfer
Record UpdatedDec 02, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address39 IMPERIAL AVE, WESTPORT, CT 06880-4303

Mortgage

Document Number2021-29252
DateNov 19, 2021
Book Page2021/29252
Instrument2021-6483
Lender
NameTHE WASHINGTON TRUST CO OF WESTERLY
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionWesterly Town
Unified School DistrictWesterly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$33,531.00 (-20.4%)$4,716,100 (+7.7%) Building $4,716,100
2023$42,126.00 (+0.63%)$4,379,000 (-) Building $4,379,000
2022$41,863.00$4,379,000 Building $4,379,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090510001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 456 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies506 units insured
50 under condo master policies
Nearby Flood Claims157 (1978–2024)
Claims Outside the SFHA22 of 157
Most Recent ClaimJan 2024, rainfall accumulation, Severe Storms And Flooding
Claims By Storm
  • Hurricane Sandy, Nov 2012 · 86 claims
  • Severe Storms And Flooding, Mar 2010 · 9 claims
  • Hurricane Bob, Aug 1991 · 14 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Watch Hill Historic District
listed 1985 · 179 contributing resources · NRIS 85001948

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 35
VerizonFiber980 / 880

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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