St. Charles County property record for 2 Betsy's Flag Ct, O Fallon, MO 63366 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,523 sqft · built 2000 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $298,600 (Sep 2021) |
| Tax Bill | $3,993 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A952001195 |
| Primary APN | A952001195 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,523 sqft Living Area |
| Gross Area | 3,166 sqft |
| 1st Floor Area | 984 sqft |
| Basement Area | 972 sqft |
| Finished Basement | 729 sqft |
| Unfinished Basement | 243 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Patio Area | 108 sqft |
| Account Number | A952001195 |
|---|---|
| Street Address | 2 BETSYS FLAG CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-8498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PATRIOTS LANDING #1 LOT 261 |
| Legal Subdivision | PATRIOTS LANDING #1 |
| Legal Lot Number | 261 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 311738 |
Source: St. Charles County records · APN A952001195
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 BETSYS FLAG CT, O FALLON, MO 63366-8498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Sep 23, 2021 | Warranty Deed, Transfer · VA Mortgage GERSHMAN INVESTMENT CORP |
| Jul 01, 2020 | Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 23, 2021 · Amount on Record |
| Deed Sale | Sep 23, 2021 · Amount on Record |
| Prior Sale | Jun 05, 2015 · Amount on Record |
| Deed Document Number | 202179569 |
| Prior Transfer Date | Aug 17, 2006 |
| Prior Transfer Doc | 0045601734 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 23, 2021 |
| Property Address | 2 BETSYS FLAG CT, O FALLON, MO 63366-8498 |
| Document Number | 2021R079569 |
| Map Reference | MB 32 PG 95 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021R-079569 |
| Transaction Type | Transfer |
| Record Updated | Oct 06, 2021 |
| Title Company | US TITLE-MAIN, US TITLE MAIN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 BETSYS FLAG CT, O FALLON, MO 63366-8498 |
| Document Number | 2021R079570 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021R-079570 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2 BETSYS FLAG CT, O FALLON, MO 63366-8498 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0073340113 |
|---|---|
| Date | Jul 01, 2020 |
| Book Page | 7334/113 |
| Instrument | 20200701000452250 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,993.00 (+1.94%) | $62,157 (+4.97%) | $327,141 (+4.97%) Building $327,141 |
| 2024 | $3,917.00 | ||
| 2023 | $59,216 | ||
| 2022 | $311,662 Building $311,662 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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