St. Charles County property record for 8 Betsy's Flag Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,091 sqft · built 2000 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $323,400 (Sep 2023) |
| Tax Bill | $3,535 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Aug 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A952001198 |
| Primary APN | A952001198 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,091 sqft Living Area |
| Gross Area | 2,880 sqft |
| 1st Floor Area | 1,230 sqft |
| Basement Area | 1,230 sqft |
| Finished Basement | 861 sqft |
| Unfinished Basement | 369 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 66 sqft |
| Patio Area | 252 sqft |
| Account Number | A952001198 |
|---|---|
| Street Address | 8 BETSYS FLAG CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-8498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PATRIOTS LANDING #1 LOT 264 |
| Legal Subdivision | PATRIOTS LANDING #1 |
| Legal Lot Number | 264 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 311738 |
Source: St. Charles County records · APN A952001198
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 BETSYS FLAG CT, O FALLON, MO 63366-8498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Sep 06, 2023 | Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Aug 16, 2021 | Intrafamily Transfer, Transfer INVESTORS TITLE COMPANY |
| Aug 16, 2021 | Quit Claim Deed, Transfer INVESTORS TITLE COMPANY |
| Aug 16, 2021 | Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 06, 2023 · Amount on Record |
| Deed Sale | Sep 06, 2023 · Amount on Record |
| Prior Sale | Aug 16, 2021 · Amount on Record |
| Deed Document Number | 202336318 |
| Prior Transfer Date | Aug 11, 2004 |
| Prior Transfer Doc | 0039560745 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 06, 2023 |
| Property Address | 8 BETSYS FLAG CT, O FALLON, MO 63366-8498 |
| Document Number | 0000036318 |
| Map Reference | MB 32 PG 95-99 |
| Instrument Date | Aug 30, 2023 |
| Instrument | 2023R-036318 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12812 PORTULACA DR, SAINT LOUIS, MO 63146-4423 |
| Name | Verified Name |
|---|---|
| Address | 8 BETSYS FLAG CT, O FALLON, MO 63366-8498 |
| Document Number | 0000036319 |
|---|---|
| Date | Sep 06, 2023 |
| Instrument | 2023R-036319 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 16, 2021 |
| Property Address | 8 BETSYS FLAG CT, O FALLON, MO 63366-8498 |
| Document Number | 0000068513 |
| Map Reference | MB 32 PG 95-99 |
| Instrument Date | Aug 07, 2021 |
| Instrument | 2021R-068513 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 BETSYS FLAG CT, O FALLON, MO 63366-8419 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 16, 2021 |
| Property Address | 8 BETSYS FLAG CT, O FALLON, MO 63366-8498 |
| Document Number | 0000068514 |
| Map Reference | MB 32 PG 95-99 |
| Instrument Date | Aug 06, 2021 |
| Instrument | 2021R-068514 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8 BETSYS FLAG CT, O FALLON, MO 63366-8498 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 16, 2021 |
| Property Address | 8 BETSYS FLAG CT, O FALLON, MO 63366-8498 |
| Document Number | 0000068515 |
| Map Reference | MB 32 PG 95-99 |
| Instrument Date | Aug 05, 2021 |
| Instrument | 2021R-068515 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1213 VALLEY PASS DR, O FALLON, MO 63366-1485 |
| Name | Verified Name |
|---|---|
| Address | 8 BETSYS FLAG CT, O FALLON, MO 63366-8498 |
| Document Number | 0000068516 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021R-068516 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,535.00 (-0.34%) | $54,954 (+2.59%) | $289,229 (+2.59%) Building $289,229 |
| 2024 | $3,547.00 | ||
| 2023 | $53,565 | ||
| 2022 | $281,920 Land $50,000 Building $231,920 |
Source: FEMA National Flood Hazard Layer as of August 25, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Holdings Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 497 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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