10 Betsy's Flag Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 10 Betsy's Flag Ct, O Fallon, MO 63366 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,550 sqft · built 1995
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$322,500 (Sep 2022)
Tax Bill	$4,046 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`A952001199`

Property Details

APN / Parcel Number

Primary APN	`A952001199`
Alternative APN	`2-0067-7184-00-0265.0000000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,550 sqft Living Area
1st Floor Area	1,545 sqft
Basement Area	1,532 sqft
Finished Basement	1,150 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	9,148 sqft (0.21 acres)
Terrain	Rolling
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	89 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	A952001199
Old Parcel Number	A952001199
Street Address	10 BETSYS FLAG CT
City	O FALLON
State	MO
Zip	63366-8498
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATRIOTS LANDING #1 LOT 265
Legal Range	03E
Legal Township	46N
Legal Subdivision	PATRIOTS LANDING #1
Legal Lot Number	265
Jurisdiction	ST CHARLES MO
Township / Civil Division	WELDON SPRING
Census Block Group	1
Census Block	1013
Census Tract	311738

Owner

Source: St. Charles County records · APN A952001199

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	10 BETSYS FLAG CT, O FALLON, MO 63366-8498
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SOLUTIONS LLC
Sep 12, 2022	Warranty Deed, Transfer · Line of Credit FIRST STATE COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2022 · Amount on Record
Deed Sale	Sep 12, 2022 · Amount on Record
Prior Sale	Dec 20, 2013 · Amount on Record
Deed Document Number	0202250258
Deed Book / Page	2022 / 50258
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	10 BETSYS FLAG CT, O FALLON, MO 63366-8498
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BETSYS FLAG CT, COTTLEVILLE, MO 63366-8498

Mortgage

Document Number	0000014895
Date	Apr 20, 2023
Instrument	2023R-014895

Lender

Name	MORTGAGE SOLUTIONS LLC
Type	Mortgage Company
Address	SAINT CHARLES, MO 63304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	May 01, 2030
Change Frequency	6 Months
Min Rate At Change	5%
Max Rate At Change	7.87%
Index	Other
Margin	2
Max Rate	10.8%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 12, 2022
Property Address	10 BETSYS FLAG CT, O FALLON, MO 63366-8498
Document Number	0000050258
Map Reference	MB 32 PG 95
Instrument Date	Sep 02, 2022
Instrument	2022R-050258
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 BETSYS FLAG CT, O FALLON, MO 63366-8498

Mortgage

Document Number	0000050259
Date	Sep 12, 2022
Instrument	2022R-050259

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,046.00	$62,985 (+9.02%)	$331,498 (+9.02%)
2023		$57,772
2022			$304,065 Land $50,000 Building $254,065

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 497 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Wisper ISP	Fixed Wireless	400 / 30
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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