19990 Opal Ct, Goshen, IN 46528 Property Records

Elkhart County property record for 19990 Opal Ct, Goshen, IN 46528

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,706 sqft · built 2016
Lot Size	0.464 acres (20,212 sqft)
Owner	Individual Name on Record
Tax Bill	$3,833 (2024)
Deeds & Mortgages	Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-07-16-152-022.000-019`

Property Details

APN / Parcel Number

Primary APN	`20-07-16-152-022.000-019`
Alternative APN	`0716152022019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,706 sqft Living Area
Basement Area	1,706 sqft
Finished Basement	704 sqft

Exterior

Year Built	Built 2016
Construction Type	Wood
Roof Material	Asphalt
Lot Area	20,212 sqft (0.464 acres)
Lot Dimensions	170 ft deep x 119 ft wide
Terrain	High
Garage Type	Attached
Garage Area	888 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0716152022019
Old Parcel Number	0716152022019
Street Address	19990 OPAL CT
City	GOSHEN
State	IN
Zip	46528-6351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	EMERALD CHASE SECTION FOUR LOT 95
Legal Subdivision	EMERALD CHASE
Legal Block	152
Legal Lot Number	95
Jurisdiction	ELKHART IN
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2034
Census Tract	601

Owner

Source: Elkhart County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19990 OPAL CT, GOSHEN, IN 46528-6351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2018
Deed Sale	Aug 17, 2018
Prior Sale	Feb 5, 2008
Deed Document Number	0000006814
Record Updated	Jun 8, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Aug 17, 2018
Property Address	19990 OPAL CT, GOSHEN, IN 46528-6351
Document Number	0000006814
Map Reference	MB30 PG82
Instrument Date	Aug 15, 2018
Instrument	2018-16814
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	MERIDIAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19990 OPAL CT, GOSHEN, IN 46528-6351

Mortgage

Document Number	0000006815
Date	Aug 17, 2018
Instrument	2018-16815

Lender

Name	UNITED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Jefferson Township
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$417,100 (+4.46%) Land $36,900 Building $380,200	$417,100 (+4.46%) Land $36,900 Building $380,200
2024	$3,833.00 (+16.36%)	$399,300 (+8.56%) Land $36,900 Building $362,400	$399,300 (+8.56%) Land $36,900 Building $362,400
2023		$367,800 (+8.98%) Land $36,900 Building $330,900	$367,800 (+8.98%) Land $36,900 Building $330,900
2022	$3,294.00	$337,500 Land $36,900 Building $300,600	$337,500 Land $36,900 Building $300,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Frontier.

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