Elkhart County property record for 19973 Opal Ct, Goshen, IN 46528 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,678 sqft Living Area |
| Lot Size | 20,430 sqft (0.469 acres) |
| Garage | Attached, 726 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,902.00 (2024) |
Source: Elkhart County records · APN 20-07-16-152-019.000-019
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 19973 OPAL CT, GOSHEN, IN 46528-6349 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Feb 01, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Feb 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Jan 31, 2018 | Loan Modification, Mortgage RUOFF MTG |
| Feb 07, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 07, 2018 |
| Deed Sale | Feb 07, 2018 |
| Prior Sale | Sep 13, 2017 · Amount on Record |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 19973 OPAL CT, GOSHEN, IN 46528-6349 |
| Transaction Type | Mortgage |
| Record Updated | Jun 09, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002349 |
|---|---|
| Date | Feb 01, 2022 |
| Instrument | 2022-02349 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 19973 OPAL CT, GOSHEN, IN 46528-6349 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIDELITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0000005788 |
|---|---|
| Date | Mar 17, 2020 |
| Instrument | 2020-05788 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 19973 OPAL CT, GOSHEN, IN 46528-6349 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TTL CO LLC |
| Name | Verified Name |
|---|
| Document Number | 0000004304 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 2020-04304 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ELKHART IN |
| Property Address | 19973 OPAL CT, GOSHEN, IN 46528-6349 |
| Document Number | 0000002923 |
| Instrument Date | Jan 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 19973 OPAL CT GOSHEN IN 46528, GOSHEN, IN 46528 |
| Document Number | 0000002923 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 2923 |
| Name | RUOFF MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46825 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Feb 11, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELKHART IN |
| Recording Date | Feb 07, 2018 |
| Property Address | 19973 OPAL CT, GOSHEN, IN 46528-6349 |
| Document Number | 0000002719 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 2719 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 19973 OPAL CT GOSHEN IN 46528, GOSHEN, IN 46528 |
Source: Elkhart County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Jefferson Township |
| Unified School District | Middlebury Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $421,400 (+3.9%) Land $29,800 Building $391,600 | $421,400 (+3.9%) Land $29,800 Building $391,600 | |
| 2024 | $3,902.00 (+16.86%) | $405,600 (+8.77%) Land $29,800 Building $375,800 | $405,600 (+8.77%) Land $29,800 Building $375,800 |
| 2023 | $372,900 (+9.23%) Land $29,800 Building $343,100 | $372,900 (+9.23%) Land $29,800 Building $343,100 | |
| 2022 | $3,339.00 | $341,400 Land $29,800 Building $311,600 | $341,400 Land $29,800 Building $311,600 |
Source: FEMA National Flood Hazard Layer, Elkhart County (18039C), updated August 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 20-07-16-152-019.000-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Building Area | 1,678 sqft Living Area |
| Basement Area | 1,678 sqft Basement |
| Finished Basement | 839 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2017 |
|---|---|
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 20,430 sqft (0.469 acres) |
| Depth X Width | 235 ft x 87 ft Depth x Width |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 726 sqft Garage |
| Topography | High Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 0716152019019 |
|---|---|
| Old Parcel Number | 0716152019019 |
| Street Address | 19973 OPAL CT |
| City | GOSHEN |
| State | IN |
| Zip | 46528-6349 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EMERALD CHASE SECTION FOUR LOT 92 |
| Legal Subdivision | EMERALD CHASE |
| Legal Block | 152 |
| Legal Lot Number | 92 |
| Jurisdiction | ELKHART IN |
| Minor Civil Division | JEFFERSON |
| Census Blockgroup | 2 |
| Census Block | 2034 |
| Census Tract | 601 |
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