19956 Opal Ct, Goshen, IN 46528 Property Records

Elkhart County property record for 19956 Opal Ct, Goshen, IN 46528

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,612 sqft · built 2016
Lot Size	0.364 acres (15,856 sqft)
Owner	Individual Name on File
Tax Bill	$3,719 (2024)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-07-16-152-020.000-019`

Property Details

APN / Parcel Number

Primary APN	`20-07-16-152-020.000-019`
Alternative APN	`0716152020019`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,612 sqft Living Area
Basement Area	1,612 sqft
Finished Basement	912 sqft

Exterior

Year Built	Built 2016
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	15,856 sqft (0.364 acres)
Lot Dimensions	178 ft deep x 89 ft wide
Terrain	High
Garage Type	Attached
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0716152020019
Old Parcel Number	0716152020019
Street Address	19956 OPAL CT
City	GOSHEN
State	IN
Zip	46528-6351
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	EMERALD CHASE SECTION FOUR LOT 93
Legal Subdivision	EMERALD CHASE
Legal Block	152
Legal Lot Number	93
Jurisdiction	ELKHART IN
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2034
Census Tract	601

Owner

Source: Elkhart County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	19956 OPAL CT, GOSHEN, IN 46528-6351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 27, 2016
Deed Sale	Apr 27, 2016
Prior Sale	Apr 7, 2016
Deed Document Number	0000007602
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKHART IN
Property Address	19956 OPAL CT, GOSHEN, IN 46528-6351
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002825
Date	Feb 2, 2021
Instrument	2021-02825

Lender

Name	1ST SOURCE BANK
Type	Bank
Address	SOUTH BEND, IN 46601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Jefferson Township
Unified School District	Middlebury Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$405,800 (+4.37%) Land $28,000 Building $377,800	$405,800 (+4.37%) Land $28,000 Building $377,800
2024	$3,719.00 (+17.1%)	$388,800 (+8.79%) Land $28,000 Building $360,800	$388,800 (+8.79%) Land $28,000 Building $360,800
2023		$357,400 (+9.23%) Land $28,000 Building $329,400	$357,400 (+9.23%) Land $28,000 Building $329,400
2022	$3,176.00	$327,200 Land $28,000 Building $299,200	$327,200 Land $28,000 Building $299,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Air Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Mercury Broadband.

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