San Luis Obispo County property record for 1999 Cass Ave, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1949 |
| Lot Size | 0.07 acres (3,049 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,000,000 (Sep 2022) |
| Tax Bill | $21,639 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Sep 2022 Sale + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-182-051 |
| Primary APN | 064-182-051 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Construction Type | Wood |
| Lot Area | 3,049 sqft (0.07 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 1999 CASS AVE |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | PR BCH 3 BL 10 LT 44 |
| Legal Subdivision | PASO ROBLES BEACH 03 |
| Legal Block | 10 |
| Legal Lot Number | 44 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10504 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 43 BAY RD, FAIRFAX, CA 94930-1520 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Apr 19, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Sep 8, 2022 | Grant Deed, Transfer FIDELITY NATIONAL TITLE CO |
| Apr 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KINGS MORTGAGE SERVICES INC |
| Aug 31, 2018 | Grant Deed, Transfer · ARM MUFG UNION BANK NA |
| Mar 26, 2018 | Deed of Trust, Mortgage COASTHILLS CU |
| Mar 24, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage COAST HILLS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 8, 2022 · Amount on Record |
| Deed Sale | Sep 8, 2022 · Amount on Record |
| Prior Sale | Aug 31, 2018 · Amount on Record |
| Deed Document Number | 202235978 |
| Prior Transfer Date | Apr 28, 2008 |
| Prior Transfer Doc | 0000025642 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1999 CASS AVE, CAYUCOS, CA 93430-1415 |
| Transaction Type | Mortgage |
| Record Updated | May 1, 2023 |
| Title Company | TITLE CONNECTION, TITLE CONNECT INC |
| Name | Verified Name |
|---|---|
| Address | 43 BAY RD, FAIRFAX, CA 94930-1520 |
| Document Number | 0000010634 |
|---|---|
| Date | Apr 19, 2023 |
| Instrument | 2023010634 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Sep 8, 2022 |
| Property Address | 1999 CASS AVE, CAYUCOS, CA 93430-1415 |
| Document Number | 0000035978 |
| Map Reference | MB 3 PG 115 |
| Instrument Date | Aug 24, 2022 |
| Instrument | 2022035978 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 43 BAY RD, FAIRFAX, CA 94930-1520 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1999 CASS AVE, CAYUCOS, CA 93430-1415 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 13796 SERRANO PL, HANFORD, CA 93230-8011 |
| Document Number | 0000031748 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021031748 |
| Name | KINGS MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | VISALIA, CA 93291 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 31, 2018 |
| Property Address | 1999 CASS AVE, CAYUCOS, CA 93430-1415 |
| Document Number | 0000036138 |
| Map Reference | MB3 PG115 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 2018036138 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | FIRST AMERICAN TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 13796 SERRANO PL, HANFORD, CA 93230-8011 |
| Document Number | 0000036139 |
|---|---|
| Date | Aug 31, 2018 |
| Instrument | 2018036139 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Sep 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.12% |
| Index | 1-Year LIBOR |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1999 CASS AVE, CAYUCOS, CA 93430-1415 |
| Document Number | 0000012768 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2018 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1999 CASS AVE CAYUCOS CA 934301415, CAYUCOS, CA 93430-1415 |
| Document Number | 0000012768 |
|---|---|
| Date | Mar 30, 2018 |
| Instrument | 12768 |
| Name | COASTHILLS CU |
|---|---|
| Address | LOMPOC, CA 93436 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Mar 29, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 24, 2017 |
| Property Address | 1999 CASS AVE, CAYUCOS, CA 93430-1415 |
| Instrument Date | Mar 9, 2017 |
| Instrument | 13071 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 11, 2017 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1999 CASS AVE CAYUCOS CA 934301415, CAYUCOS, CA 93430-1415 |
| Document Number | 0000013071 |
|---|---|
| Date | Mar 24, 2017 |
| Instrument | 13071 |
| Name | COAST HILLS FCU |
|---|---|
| Type | Credit Union |
| Address | LOMPOC, CA 93436 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 23, 2018 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,122,308 (+2%) Land $1,591,812 Building $530,496 | |
| 2025 | $21,639.00 (+1.88%) | $2,080,695 (+4.04%) Land $1,560,600 Building $520,095 |
| 2023 | $21,240.00 (+45.53%) | $1,999,900 Land $1,500,000 Building $499,900 |
| 2022 | $14,595.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 7 (1993–2016) |
| Claims Outside the SFHA | 6 of 7 |
| Most Recent Claim | Dec 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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