1885 Cass Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 1885 Cass Ave, Cayucos, CA 93430

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,639 sqft · built 2002
Lot Size0.067 acres (2,920 sqft)
OwnerOwner Name on File
Tax Bill$12,112 (2025)
Deeds & MortgagesAug 2018 Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN064-172-035

Property Details

APN / Parcel Number

Primary APN064-172-035

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,639 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Construction TypeWood
Lot Area2,920 sqft (0.067 acres)
TerrainAbove Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air
SewerConnected

Location & Zoning

Street Address1885 CASS AVE
CityCAYUCOS
StateCA
Zip93430-1413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionPR BCH NO 2 BLK 1 PTN LT 29
Legal SubdivisionPASO ROBLES BEACH 02
Legal Block1
Legal Lot Number29
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3009
Census Tract10504

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address2141 TUOLUMNE ST STE J, J, FRESNO, CA 93721-1235

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2018Deed of Trust, Mortgage · Commercial Mortgage
PREMIER VALLEY BANK
Dec 6, 2018Deed of Trust, Mortgage · Commercial Mortgage
PREMIER VALLEY BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Prior SaleOct 19, 2005
Last Transfer DateJan 23, 2013
Transfer Doc0000004362
Record UpdatedJun 8, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1885 CASS AVE, CAYUCOS, CA 93430-1413
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032394
DateAug 3, 2018
Instrument2018032394
Lender
NamePREMIER VALLEY BANK
TypeBank
AddressFRESNO, CA 93720
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address1885 CASS AVE, CAYUCOS, CA 93430-1413
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050265
DateDec 6, 2018
Instrument2018050265
Lender
NamePREMIER VALLEY BANK
TypeBank
AddressFRESNO, CA 93720
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$12,112.00 (+1.9%)$1,158,648 (+4.04%) Land $543,116 Building $615,532
2023$11,886.00 (+1.7%)$1,113,658 Land $522,027 Building $591,631
2022$11,687.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1993–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimDec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAYUCOS BEACH MUTUAL WATER COMPANY
serves 2,567 people · EPA ID CA4010006
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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