2055 Cass Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 2055 Cass Ave, Cayucos, CA 93430

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,001 sqft · built 1998
Lot Size0.069 acres (3,000 sqft)
Owner2 Company Names on Record
Last Sale$965,000 (Jan 2005)
Tax Bill$13,967 (2025)
Deeds & MortgagesNov 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN064-182-055

Property Details

APN / Parcel Number

Primary APN064-182-055

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,001 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Construction TypeWood
Lot Area3,000 sqft (0.069 acres)
TerrainAbove Road/Slope
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address2055 CASS AVE
CityCAYUCOS
StateCA
Zip93430-1417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF
Legal DescriptionPR BCH 3 BL 10 LT 47
Legal SubdivisionPASO ROBLES BEACH 03
Legal Block10
Legal Lot Number47
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group3
Census Block3009
Census Tract10504

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2055 CASS AVE, CAYUCOS, CA 93430-1417
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 28, 2005 · Amount on Record
Deed SaleJan 28, 2005 · Amount on Record
Prior SaleMay 28, 1998 · Amount on Record
Deed Document Number20057291
Last Transfer DateNov 29, 2007
Transfer Doc0000080823
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2055 CASS AVE, CAYUCOS, CA 93430-1417
Transaction TypeMortgage
Record UpdatedDec 4, 2025
Title CompanyPLACER TITLE COMPANY, PLACER TITLE COMPANY ORCUT

Transferred To (Grantee/Buyer)

NameVerified Name
Address2055 CASS AVE, CAYUCOS, CA 93430-1417

Mortgage

Document Number0000034296
DateNov 7, 2025
Instrument2025034296
Lender
NameSESLOC FCU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93401
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Elementary School DistrictCayucos Elementary School District (KG - 08)
Secondary School DistrictCoast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,372,016 (+2%) Land $917,050 Building $454,966
2025$13,967.00 (+1.92%) Homeowner's exemption$1,345,115 (+4.04%) Land $899,069 Building $446,046
2023$13,704.00 (+1.71%) Homeowner's exemption$1,292,884 Land $864,158 Building $428,726
2022$13,473.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims7 (1993–2016)
Claims Outside the SFHA6 of 7
Most Recent ClaimDec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAYUCOS BEACH MUTUAL WATER COMPANY
serves 2,567 people · EPA ID CA4010006
Water SourcePurchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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