1996 Jesse Ln, Cincinnati, OH 45224 Property Records

Hamilton County property record for 1996 Jesse Ln, Cincinnati, OH 45224

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,740 sqft · built 2015
Lot Size	0.18 acres (7,836 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (May 2015)
Tax Bill	$919 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`228-0002-0421-00`

Property Details

APN / Parcel Number

Primary APN	`228-0002-0421-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,740 sqft Living Area
Gross Area	3,920 sqft
1st Floor Area	1,040 sqft
2nd Floor Area	1,400 sqft
Basement Area	1,040 sqft
Finished Basement	300 sqft
Unfinished Basement	740 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	7,836 sqft (0.18 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1996 JESSE LN
City	CINCINNATI
State	OH
Zip	45224-2491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JESSE LN LOT 17 0.1799 AC WITHERBY MEADOWS SUB
Legal Subdivision	WITHERBY MEADOWS SUB
Legal Lot Number	17
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3002
Census Tract	8202

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1996 JESSE LN, CINCINNATI, OH 45224-2491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Aug 21, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2015 · Amount on Record
Deed Sale	May 1, 2015 · Amount on Record
Prior Sale	Oct 17, 2014 · Amount on Record
Deed Document Number	201544044
Deed Book / Page	12884 / 619
Last Transfer Date	May 21, 2015
Transfer Doc	0000000129
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1996 JESSE LN, CINCINNATI, OH 45224-2491
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040774
Date	Apr 1, 2021
Book Page	14387/792
Instrument	2021-0040774

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2036

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1996 JESSE LN, CINCINNATI, OH 45224-2491
Document Number	0000086655
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1996 JESSE LN CINCINNATI OH 452242491, CINCINNATI, OH 45224-2491

Mortgage

Document Number	0000086655
Date	Aug 28, 2020
Book Page	014242/000595
Instrument	86655

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 27, 2045

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$919.00 (+2.91%)	$104,521 (-) Land $14,000 Building $90,521	$298,630 (-) Land $40,000 Building $258,630
2024	$893.00 (-2.08%)	$104,521 (-) Land $14,000 Building $90,521
2023	$912.00 (-9.7%)	$104,521 (+20.14%) Land $14,000 Building $90,521	$298,630 (+20.14%) Land $40,000 Building $258,630
2022	$1,010.00 Homeowner's exemption	$86,996 Land $14,014 Building $72,982
2020			$248,560 Land $40,040 Building $208,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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