1995 Jesse Ln, Cincinnati, OH 45224 Property Records

Hamilton County property record for 1995 Jesse Ln, Cincinnati, OH 45224

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,251 sqft · built 2015
Lot Size	0.217 acres (9,479 sqft)
Owner	Individual Name on Record
Tax Bill	$382 (2025)
Deeds & Mortgages	May 2024 Second Mortgage Feb 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`228-0002-0428-00`

Property Details

APN / Parcel Number

Primary APN	`228-0002-0428-00`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,251 sqft Living Area
1st Floor Area	2,251 sqft
Basement Area	2,251 sqft
Finished Basement	312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	9,479 sqft
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1995 JESSE LN
City	CINCINNATI
State	OH
Zip	45224-2490
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCKER & JESSE LOT 24 0.2176 AC WITHERBY MEADOWS SUB
Legal Subdivision	WITHERBY MEADOWS SUB
Legal Lot Number	24
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3002
Census Tract	8202

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1995 JESSE LN, CINCINNATI, OH 45224-2490
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Feb 28, 2023	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2023
Deed Sale	Feb 28, 2023
Prior Sale	Jun 9, 2015 · Amount on Record
Deed Document Number	15-058839
Deed Book / Page	12914 / 00966
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1995 JESSE LN, CINCINNATI, OH 45224-2490
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032764
Date	May 16, 2024
Book Page	15168/62
Instrument	2024-0032764

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2044

February 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HAMILTON OH
Recording Date	Feb 28, 2023
Property Address	1995 JESSE LN, CINCINNATI, OH 45224-2490
Document Number	0000013812
Book / Page	14862 / 1101
Map Reference	MB 442 PG 21&22
Instrument Date	Feb 28, 2023
Instrument	2023-0013812
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1995 JESSE LN, CINCINNATI, OH 45224-2490

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$382.00 (+1.6%) Homeowner's exemption	$109,319 (-) Land $15,400 Building $93,919
2024	$376.00 (-13.56%) Homeowner's exemption	$109,319 (-) Land $15,400 Building $93,919
2023	$435.00 (-15.04%) Homeowner's exemption	$109,319 (+8.34%) Land $15,400 Building $93,919	$312,340 (+8.34%) Land $44,000 Building $268,340
2022	$512.00 Homeowner's exemption	$100,905 Land $15,470 Building $85,435
2020			$288,300 Land $44,200 Building $244,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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