1990 Jesse Ln, Cincinnati, OH 45224 Property Records

Hamilton County property record for 1990 Jesse Ln, Cincinnati, OH 45224

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,902 sqft · built 2015
Lot Size	0.73 acres (31,826 sqft)
Owner	Individual Name on Record
Last Sale	$337,000 (Sep 2014)
Tax Bill	$3,172 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`228-0002-0424-00`

Property Details

APN / Parcel Number

Primary APN	`228-0002-0424-00`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,902 sqft Living Area
Gross Area	5,990 sqft
1st Floor Area	1,708 sqft
2nd Floor Area	1,834 sqft
Basement Area	1,692 sqft
Finished Basement	360 sqft
Unfinished Basement	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	31,826 sqft (0.73 acres)
Garage Type	Attached
Garage Area	756 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1990 JESSE LN
City	CINCINNATI
State	OH
Zip	45224-2491
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JESSE LN LOT 200.7306 AC WITHERBYMEADOWS SUB
Legal Subdivision	WITHERBYMEADOWS SUB
Legal Lot Number	200
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3002
Census Tract	8202

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1990 JESSE LN, CINCINNATI, OH 45224-2491
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Aug 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2014 · Amount on Record
Deed Sale	Sep 3, 2014 · Amount on Record
Prior Sale	Sep 3, 2014 · Amount on Record
Deed Document Number	201488332
Deed Book / Page	12695 / 472
Last Transfer Date	Mar 20, 2023
Transfer Doc	0000020255
Record Updated	Sep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Mar 27, 2023
Property Address	1990 JESSE LN, CINCINNATI, OH 45224-2491
Document Number	0000020255
Book / Page	14881 / 378
Map Reference	MB 442 PG 21&22
Instrument Date	Mar 20, 2023
Instrument	2023-0020255
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1990 JESSE LN, CINCINNATI, OH 45224-2491

Mortgage

Document Number	0000020256
Date	Mar 27, 2023
Instrument	2023-0020256

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1990 JESSE LN, CINCINNATI, OH 45224-2491
Document Number	0000090189
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1990 JESSE LN CINCINNATI OH 452242491, CINCINNATI, OH 45224-2491

Mortgage

Document Number	0000090189
Date	Sep 4, 2020
Book Page	014247/002197
Instrument	90189

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 3, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,172.00 (+3.15%)	$147,714 (-) Land $15,400 Building $132,314	$422,040 (-) Land $44,000 Building $378,040
2024	$3,075.00 (-2.23%)	$147,714 (-) Land $15,400 Building $132,314
2023	$3,145.00 (+74.33%)	$147,714 (+20.42%) Land $15,400 Building $132,314	$422,040 (+20.42%) Land $44,000 Building $378,040
2022	$1,804.00 Homeowner's exemption	$122,668 Land $15,470 Building $107,198
2020			$350,480 Land $44,200 Building $306,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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