1996 E Snug Harbor Dr, Hayes, VA 23072 Property Records

Gloucester County property record for 1996 E Snug Harbor Dr, Hayes, VA 23072

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,385 sqft · built 1988
Lot Size	0.584 acres (25,439 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Mar 2026)
Tax Bill	$2,898 (2026)
Deeds & Mortgages	Mar 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`24978`

Property Details

APN / Parcel Number

Primary APN	`24978`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,385 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,439 sqft (0.584 acres)
Garage Area	500 sqft
Porch	Slab
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1996 E SNUG HARBOR DR
City	HAYES
State	VA
Zip	23072-3726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	SNUG HAR ANNEX SEC 2 BK A LOT 7 SNUG HARBOR CANAL
Legal Subdivision	PLAT: PB10 56
Legal Lot Number	7
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1057
Census Tract	100500

Owner

1996 E Snug Harbor Dr is owned and occupied by two individuals who bought it in March 2026.

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1996 E SNUG HARBOR DR, HAYES, VA 23072-3726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Deed Document Number	2026870
Prior Transfer Date	Feb 8, 2010
Prior Transfer Doc	0000001142
Record Updated	Oct 29, 2026

March 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 2, 2026
Property Address	1996 E SNUG HARBOR DR, HAYES, VA 23072-3726
Document Number	0260000870
Map Reference	MB 10 PG 56
Instrument Date	Feb 27, 2026
Instrument	260000870
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount on Record
Tax	$250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1996 E SNUG HARBOR DR, HAYES, VA 23072-3726

Tax Assessment & Valuation

The 2026 property tax bill for 1996 E Snug Harbor Dr was $2,898, up 10.7% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,898.00 (+10.74%)	$488,690 (+16.49%) Land $108,890 Building $379,800	$488,690 (+16.49%) Land $108,890 Building $379,800
2025	$2,617.00 (+5.23%)	$419,530 (-) Land $98,990 Building $320,540	$419,530 (-) Land $98,990 Building $320,540
2024	$2,487.00	$419,530 (-) Land $98,990 Building $320,540	$419,530 (-) Land $98,990 Building $320,540
2023	$2,487.00 (-0.88%)	$419,530 (+22.9%) Land $98,990 Building $320,540	$419,530 (+22.9%) Land $98,990 Building $320,540
2022	$2,509.00	$341,370 Land $104,100 Building $237,270	$341,370 Land $104,100 Building $237,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1996 E Snug Harbor Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 573 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	573 in force
Nearby Flood Claims	268 (1982–2025)
Claims Outside the SFHA	3 of 268
Most Recent Claim	Oct 2025 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 19 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 24 claims Hurricane Isabel, Sep 2003 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1996 E Snug Harbor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20