Gloucester County property record for 2002 E Snug Harbor Dr, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,572 sqft · built 1990 |
| Lot Size | 0.582 acres (25,352 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $210,000 (Mar 2016) |
| Tax Bill | $2,536 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 23532 |
| Primary APN | 23532 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,572 sqft Living Area |
| Attic | Attic |
| Attic Area | 675 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,352 sqft (0.582 acres) |
| Garage Area | 675 sqft |
| Porch | Slab |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2002 E SNUG HARBOR DR |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-3725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | SNUG HARBOR ANNEX SEC II LOT 8 SNUG HARBOR CANAL |
| Legal Subdivision | PLAT: PB10 56 |
| Legal Lot Number | 8 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 100500 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2002 E SNUG HARBOR DR, HAYES, VA 23072-3725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2016 · Amount on Record |
| Deed Sale | Mar 25, 2016 · Amount on Record |
| Deed Document Number | 20161279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 2002 E SNUG HARBOR DR, HAYES, VA 23072-3725 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210003899 |
|---|---|
| Date | Jun 1, 2021 |
| Instrument | 210003899 |
| Name | QUICKEN LOANS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.63% |
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,536.00 (+10.36%) | $427,580 (+16.07%) Land $104,430 Building $323,150 | $427,580 (+16.07%) Land $104,430 Building $323,150 |
| 2025 | $2,298.00 (+5.22%) | $368,390 (-) Land $94,940 Building $273,450 | $368,390 (-) Land $94,940 Building $273,450 |
| 2024 | $2,184.00 | $368,390 (-) Land $94,940 Building $273,450 | $368,390 (-) Land $94,940 Building $273,450 |
| 2023 | $2,184.00 (-0.86%) | $368,390 (+22.89%) Land $94,940 Building $273,450 | $368,390 (+22.89%) Land $94,940 Building $273,450 |
| 2022 | $2,203.00 | $299,770 Land $103,890 Building $195,880 | $299,770 Land $103,890 Building $195,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 573 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 573 in force |
| Nearby Flood Claims | 268 (1982–2025) |
| Claims Outside the SFHA | 3 of 268 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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