1971 E Snug Harbor Dr, Hayes, VA 23072 Property Records

Gloucester County property record for 1971 E Snug Harbor Dr, Hayes, VA 23072

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,275 sqft · built 1973
Lot Size0.482 acres (20,996 sqft)
Owner2 Individual Names on File
Last Sale$284,000 (May 2021)
Tax Bill$2,241 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Mar 2017 Transfer
Flood ZoneZone X (minimal risk)
APN23594

Property Details

APN / Parcel Number

Primary APN23594

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,275 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick Veneer
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,996 sqft (0.482 acres)
Garage TypeCarport
CarportCarport
PorchSlab
Deck Area128 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1971 E SNUG HARBOR DR
CityHAYES
StateVA
Zip23072-3723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-1
Legal DescriptionSNUG HARBOR ANNEX SEC 1 BK B
Legal SubdivisionPLAT: PB10 56
JurisdictionGLOUCESTER VA
Township / Civil DivisionYORK
Census Block Group1
Census Block1057
Census Tract100500

Owner

1971 E Snug Harbor Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Gloucester County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address1971 E SNUG HARBOR DR, HAYES, VA 23072-3723
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Warranty Deed, Transfer · VA Mortgage
CALIBER HOME LOANS INC
Mar 13, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 20, 2021 · Amount on File
Deed SaleMay 20, 2021 · Amount on File
Prior SaleFeb 7, 2012 · Amount on File
Deed Document Number20213646
Prior Transfer DateMar 7, 2017
Prior Transfer Doc0000001118
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLOUCESTER VA
Recording DateMay 20, 2021
Property Address1971 E SNUG HARBOR DR, HAYES, VA 23072-3723
Document Number210003646
Instrument DateMay 11, 2021
Instrument210003646
Transaction TypeTransfer
Record UpdatedOct 5, 2021
Title CompanyPENINSULA TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1971 E SNUG HARBOR DR, HAYES, VA 23072-3723

Mortgage

Document Number210003647
DateMay 20, 2021
Instrument210003647
Lender
NameCALIBER HOME LOANS INC
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER VA
Recording DateMar 13, 2017
Property Address1971 E SNUG HARBOR DR, HAYES, VA 23072-3723
Document Number170001118
Instrument DateMar 7, 2017
Instrument170001118
Transaction TypeTransfer
Record UpdatedOct 5, 2021

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1971 E SNUG HARBOR DR, HAYES, VA 23072-3723

Tax Assessment & Valuation

The 2026 property tax bill for 1971 E Snug Harbor Dr was $2,241, up 15% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyGloucester County
Unified School DistrictGloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,241.00 (+15.04%)$377,930 (+21%) Land $88,790 Building $289,140$377,930 (+21%) Land $88,790 Building $289,140
2025$1,948.00 (+6.33%)$312,330 (+1.09%) Land $66,600 Building $245,730$312,330 (+1.09%) Land $66,600 Building $245,730
2024$1,832.00$308,950 (-) Land $66,600 Building $242,350$308,950 (-) Land $66,600 Building $242,350
2023$1,832.00 (-8.81%)$308,950 (+13.03%) Land $66,600 Building $242,350$308,950 (+13.03%) Land $66,600 Building $242,350
2022$2,009.00$273,340 Land $55,160 Building $218,180$273,340 Land $55,160 Building $218,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1971 E Snug Harbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 573 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies573 in force
Nearby Flood Claims268 (1982–2025)
Claims Outside the SFHA3 of 268
Most Recent ClaimOct 2025 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 19 claims
  • Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 24 claims
  • Hurricane Isabel, Sep 2003 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1971 E Snug Harbor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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