19944 Elm Ln, Bend, OR 97703 Property Records

Deschutes County property record for 19944 Elm Ln, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,288 sqft · built 1976
Lot Size	0.54 acres (23,522 sqft)
Owner	Company Name on Record
Last Sale	$475,000 (Aug 2017)
Tax Bill	$3,877 (2025)
Deeds & Mortgages	Mar 2022 Transfer Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161231-D0-05300`

Property Details

APN / Parcel Number

Primary APN	`161231-D0-05300`
Alternative APNs	`R2025161231D005300` `133555`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	1,288 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1980
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	133555
Street Address	19944 ELM LN
City	BEND
State	OR
Zip	97703-9047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TUR
Legal Description	DESCHUTES RIVER TRACT LOT PT 47 & PT 51
Legal Range	12
Legal Township	16
Legal Section	31
Legal Subdivision	DESCHUTES RIVER TRACT
Legal Lot Number	47
Jurisdiction	DESCHUTES OR
Township / Civil Division	TUMALO
Census Block Group	2
Census Block	2035
Census Tract	602

Owner

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	62638 LARKVIEW RD, BEND, OR 97701-9519
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Intrafamily Transfer, Transfer
Mar 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE
Jul 25, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Aug 1, 2017	Grant Deed WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2017 · Amount on Record
Deed Sale	Aug 1, 2017 · Amount on Record
Prior Sale	Jul 25, 2017 · Amount on Record
Deed Document Number	201730370
Prior Transfer Date	Oct 31, 2013
Prior Transfer Doc	0000045970
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Mar 31, 2022
Property Address	19944 ELM LN, BEND, OR 97703-9047
Document Number	0000013461
Instrument Date	Mar 30, 2022
Instrument	2022-13461
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19944 ELM LN, BEND, OR 97703-9047

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19944 ELM LN, BEND, OR 97703-9047
Document Number	0000012307
Instrument Date	Mar 12, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	CASCADE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19944 ELM LN BEND OR 977039047, BEND, OR 97703-9047

Mortgage

Document Number	0000012307
Date	Mar 18, 2020
Instrument	12307

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 17, 2035

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jul 25, 2017
Property Address	19944 ELM LN, BEND, OR 97703-9047
Document Number	0000029103
Instrument Date	Jun 28, 2017
Instrument	29103
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19944 ELM LN BEND OR 977039047, BEND, OR 97703-9047

Mortgage

Document Number	29104
Date	Jul 25, 2017
Instrument	29104

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

August 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	DESCHUTES OR
Recording Date	Aug 1, 2017
Property Address	19944 ELM LN, BEND, OR 97703-9047
Document Number	0000030370
Instrument Date	Jun 28, 2017
Instrument	30370
Record Updated	Aug 7, 2017
Title Company	WESTERN TITLE AND ESCROW COMPANY, WESTERN TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Tax	$475.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19944 ELM LN BEND OR 977039047, BEND, OR 97703-9047

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,877.00 (+4.56%)	$247,210 (+3%)	$854,770 (-17.85%) Land $551,520 Building $303,250
2024	$3,708.00 (+5.79%)	$240,010 (+3%)	$1,040,530 (+17.54%) Land $683,770 Building $356,760
2023	$3,505.00	$233,020	$885,240 Land $582,900 Building $302,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAIDLAW WATER DISTRICT serves 740 people · EPA ID OR4101096
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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