19933 Elm Ln, Bend, OR 97703 Property Records

Deschutes County property record for 19933 Elm Ln, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,539 sqft · built 1984
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on Record
Tax Bill	$4,499 (2025)
Deeds & Mortgages	Jan 2026 Transfer Jan 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`161231-D0-05600`

Property Details

APN / Parcel Number

Primary APN	`161231-D0-05600`
Alternative APNs	`R2025161231D005600` `133572`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,539 sqft Living Area
Gross Area	2,547 sqft
1st Floor Area	1,539 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Roof Type	Gable
Roof Material	Tile
Lot Area	20,473 sqft (0.47 acres)
Garage Area	1,008 sqft
Deck Area	240 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	133572
Street Address	19933 ELM LN
City	BEND
State	OR
Zip	97703-9047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TUR
Legal Description	DESCHUTES RIVER TRACT LOT 41
Legal Range	12
Legal Township	16
Legal Section	31
Legal Subdivision	DESCHUTES RIVER TRACT
Legal Lot Number	41
Jurisdiction	DESCHUTES OR
Township / Civil Division	TUMALO
Census Block Group	2
Census Block	2035
Census Tract	602

Owner

Source: Deschutes County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	63919 SUNRISE CIR, BEND, OR 97703-9406
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 29, 2026	Transfer on Death Deed, Transfer
May 16, 2023	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Apr 11, 2017	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU
Jan 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ONPOINT COMMUNITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jan 29, 2026
Transfer Doc	0000002607
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 29, 2026
Property Address	19933 ELM LN, BEND, OR 97703-9047
Document Number	0000002607
Instrument Date	Jan 29, 2026
Instrument	2026-02607
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63919 SUNNSE CIRCLE BEND, BEND, OR 97703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63919 SUNNSE CIRCLE BEND, BEND, OR 97703

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DESCHUTES OR
Recording Date	Jan 29, 2026
Property Address	19933 ELM LN, BEND, OR 97703-9047
Document Number	0000002620
Instrument Date	Jan 29, 2026
Instrument	2026-02620
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63919 SUNRISE CIR, BEND, OR 97703-9406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52915 RIVERVIEW DR, LA PINE, OR 97739-8820

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19933 ELM LN, BEND, OR 97703-9047
Transaction Type	Mortgage
Record Updated	May 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1993 ELM LN, BEND, OR 97703

Mortgage

Document Number	0000011611
Date	May 16, 2023
Instrument	2023-11611

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19933 ELM LN, BEND, OR 97703-9047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LEX-FIDELITY NATL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013740
Date	Apr 11, 2017
Instrument	2017-13740

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Jan 29, 2021
Property Address	19933 ELM LN, BEND, OR 97703-9047
Document Number	0000006265
Map Reference	CAB A PG 309
Instrument Date	Jan 20, 2021
Instrument	2021-06265
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	DESCHUTES COUNTY TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19933 ELM LN, BEND, OR 97703-9047

Mortgage

Document Number	0000006266
Date	Jan 29, 2021
Instrument	2021-06266

Lender

Name	ONPOINT COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Unified School District	Redmond School District 2J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,499.00 (+4.58%)	$286,850 (+3%)	$965,660 (-1.45%) Land $364,460 Building $601,200
2024	$4,302.00 (+5.78%)	$278,500 (+3%)	$979,910 (+17.51%) Land $378,710 Building $601,200
2023	$4,067.00	$270,390	$833,860 Land $324,370 Building $509,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAIDLAW WATER DISTRICT serves 740 people · EPA ID OR4101096
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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