Deschutes County property record for 19920 Elm Ln, Bend, OR 97703
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,234 sqft · built 1963 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $3,027 (2025) |
| Deeds & Mortgages | Jul 2022 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 161231 D0 05100 |
| Primary APN | 161231 D0 05100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,234 sqft Living Area |
| 1st Floor Area | 1,234 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Wood |
| Foundation Type | Concrete |
| Lot Area | 17,424 sqft (0.4 acres) |
| View / Lot | Average |
| Garage Type | Mixed |
| Garage Area | 600 sqft |
| Deck Area | 781 sqft |
| Shed | 1 Shed |
| Heating System | Electric |
|---|
| Account Number | 133557 |
|---|---|
| Old Parcel Number | R2025161231D005100 |
| Street Address | 19920 ELM LN |
| City | BEND |
| State | OR |
| Zip | 97703-9047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:45 SUBD:DESCHUTES RIVER TRACT SEC/TWN/RNG/MER:SEC 31 TWN 16 RNG 12 MAP REF:161231-D0 |
| Legal Range | 12E |
| Legal Township | 16S |
| Legal Section | 31 |
| Legal Quarter | SE |
| Legal Subdivision | DESCHUTES RIVER TRACT |
| Legal Lot Number | 45 |
| Jurisdiction | DESCHUTES OR |
| Township / Civil Division | TUMALO |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 602 |
Source: Deschutes County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 19920 ELM LN, BEND, OR 97703-9047 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2012 |
| Deed Sale | Apr 10, 2012 |
| Prior Sale | Nov 30, 2011 |
| Deed Document Number | 0201213155 |
| Deed Book / Page | 2012 / 13155 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESCHUTES OR |
| Property Address | 19920 ELM LN, BEND, OR 97703-9047 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 19920 ELM LN, BEND, OR 97703-9047 |
| Investor | Possibly a Property Investor |
| Document Number | 0000029077 |
|---|---|
| Date | Jul 27, 2022 |
| Instrument | 2022-29077 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MADISON, WI 53718 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.86% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 10.8% |
Source: Deschutes County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Deschutes County |
| Unified School District | Redmond School District 2J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,027.00 (+4.6%) | $192,990 (+3%) | $706,810 (-1.98%) Land $364,460 Building $342,350 |
| 2024 | $2,894.00 (+5.77%) | $187,370 (+3%) | $721,060 (+17.34%) Land $378,710 Building $342,350 |
| 2023 | $2,736.00 | $181,920 | $614,500 Land $324,370 Building $290,130 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 83% of Oregon |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAIDLAW WATER DISTRICT serves 740 people · EPA ID OR4101096 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Yellowknife Wireless Fixed Wireless | 700 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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