19935 S Upper Rd, Oregon City, OR 97045 Property Records

Clackamas County property record for 19935 S Upper Rd, Oregon City, OR 97045

Property Summary

Property TypeRural Home
Details4 bd · 2 ba · 2,499 sqft · built 1974
Lot Size2.59 acres (112,943 sqft)
OwnerIndividual Name on File
Tax Bill$3,159 (2025)
Deeds & MortgagesJul 2019 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN32E12C 02601

Property Details

APN / Parcel Number

Primary APN32E12C 02601

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,499 sqft Living Area
1st Floor Area1,275 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Exterior MaterialWood
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area112,943 sqft
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemBaseboard

Location & Zoning

Account Number32E12C 02601
Street Address19935 S UPPER RD
CityOREGON CITY
StateOR
Zip97045-7321
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRRFF5
Legal Description613 ABERNETHY CRK TR PT LT 17
Legal Range02E
Legal Township03S
Legal Section12
Legal QuarterSW
Legal SubdivisionABERNETHY CRK
Legal TractPT
Legal Lot Number17
JurisdictionCLACKAMAS OR
Township / Civil DivisionBEAVERCREEK
Census Block Group2
Census Block2000
Census Tract23001

Owner

19935 S Upper Rd, a rural home, is owned by an individual.

Source: Clackamas County records, as of November 17, 2025

Owner of RecordIndividual Name on File
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2019Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Jun 18, 2020Deed of Trust, Mortgage · VA Mortgage
MORTGAGE EXPRESS

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address19935 S UPPER RD, OREGON CITY, OR 97045-7321
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000043403
DateJul 26, 2019
Instrument2019-043403
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueAug 1, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address19935 S UPPER RD, OREGON CITY, OR 97045-7321
Document Number0000048064
Instrument DateJun 18, 2020
Transaction TypeMortgage
Record UpdatedJul 1, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address19935 S UPPER RD OREGON CITY OR 970457321, OREGON CITY, OR 97045-7321

Mortgage

Document Number0000048064
DateJun 24, 2020
Instrument48064
Lender
NameMORTGAGE EXPRESS
TypeMortgage Company
AddressPORTLAND, OR 97223
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 23, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 19935 S Upper Rd was $3,159.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
Unified School DistrictOregon City School District 62 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,159.00$241,105$607,320 Land $321,630 Building $285,690
2023$2,758.00$227,268$599,825 Land $315,425 Building $284,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19935 S Upper Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims8 (1982–2009)
Claims Outside the SFHA4 of 8
Most Recent ClaimJan 2009 · river or lake flooding
Claims by Event
  • High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19935 S Upper Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Clear Creek Mutual Telephone
Cable
250 / 6
Beaver Creek Cooperative Telephone Company
Cable · DSL
100 / 5
T-Mobile
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3

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