19765 S Upper Rd, Oregon City, OR 97045 Property Records

Clackamas County property record for 19765 S Upper Rd, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	2,622 sqft · built 2019
Lot Size	3 acres (150,411 sqft)
Owner	2 Individual Names on Record
Last Sale	$865,000 (Nov 2025)
Tax Bill	$6,956 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`32E12C 02200`

Property Details

APN / Parcel Number

Primary APN	`32E12C 02200`
Alternative APN	`00873674`

Interior

Building Area	2,622 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	150,411 sqft (3 acres)

Location & Zoning

Account Number	00873674
Street Address	19765 S UPPER RD
City	OREGON CITY
State	OR
Zip	97045-9325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRFF5
Legal Description	613 ABERNETHY CRK TR PT LT 19
Legal Range	2E
Legal Township	3S
Legal Section	12
Legal Subdivision	ABERNETHY CRK TR
Legal Tract	PT
Legal Lot Number	19
Jurisdiction	CLACKAMAS OR
Township / Civil Division	BEAVERCREEK
Census Block Group	2
Census Block	2000
Census Tract	23001

Owner

Source: Clackamas County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19765 S UPPER RD, OREGON CITY, OR 97045-9325
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Warranty Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Oct 27, 2017	Warranty Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on Record
Deed Sale	Nov 25, 2025 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	202546288
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Nov 25, 2025
Property Address	19765 S UPPER RD, OREGON CITY, OR 97045-9325
Document Number	0000046288
Instrument Date	Oct 8, 2025
Instrument	2025-046288
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19765 S UPPER RD, OREGON CITY, OR 97045-9325

Mortgage

Document Number	0000046289
Date	Nov 25, 2025
Instrument	2025-046289

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 27, 2017
Property Address	19765 S UPPER RD, OREGON CITY, OR 97045-9325
Document Number	0000073384
Instrument Date	Oct 24, 2017
Instrument	73384
Transaction Type	Transfer
Record Updated	Nov 3, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$212.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 DIVISION ST PORT ORCHARD WA 983664512, PORT ORCHARD, WA 98366-4512

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,956.00 (+14.52%)	$447,604 (+6.09%)	$887,497 (+1.51%) Land $362,247 Building $525,250
2023	$6,074.00	$421,910	$874,267 Land $355,257 Building $519,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1982–2009)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2009 · river or lake flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Clear Creek Mutual Telephone Cable · DSL	250 / 6
Beaver Creek Cooperative Telephone Company Cable · DSL	100 / 5
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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