19745 S Upper Rd, Oregon City, OR 97045 Property Records

Clackamas County property record for 19745 S Upper Rd, Oregon City, OR 97045

Property Summary

Property Type	Single Family Home
Details	1 ba · 4,137 sqft · built 2018
Lot Size	6 acres (292,427 sqft)
Owner	2 Company Names on Record
Last Sale	$1,600,000 (Apr 2023)
Tax Bill	$8,538 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Apr 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`32E12C 02100`

Property Details

APN / Parcel Number

Primary APN	`32E12C 02100`
Alternative APN	`00873665`

Interior

Full Baths	1 Bath
Building Area	4,137 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Composition/Composite
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	292,427 sqft (6 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	00873665
Street Address	19745 S UPPER RD
City	OREGON CITY
State	OR
Zip	97045-9325
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRFF5
Legal Description	613 ABERNETHY CRK TR PT LT 19
Legal Range	2E
Legal Township	3S
Legal Section	12
Legal Subdivision	ABERNETHY CRK TR
Legal Tract	PT
Legal Lot Number	19
Jurisdiction	CLACKAMAS OR
Township / Civil Division	BEAVERCREEK
Census Block Group	2
Census Block	2000
Census Tract	23001

Owner

Source: Clackamas County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	19745 S UPPER RD, OREGON CITY, OR 97045-9325
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON FEDERAL NA
Jan 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage LENDERFI INC
Sep 23, 2021	Intrafamily Transfer, Transfer · Line of Credit FIRST TECHNOLOGY FEDERAL CU
Sep 19, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Oct 27, 2017	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON FEDERAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	202311526
Prior Transfer Date	Sep 15, 2021
Prior Transfer Doc	0000086517
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 10, 2023
Property Address	19745 S UPPER RD, OREGON CITY, OR 97045-9325
Document Number	0000011526
Instrument Date	Apr 7, 2023
Instrument	2023-011526
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19745 S UPPER RD, OREGON CITY, OR 97045-9325

Mortgage

Document Number	0000011527
Date	Apr 10, 2023
Instrument	2023-011527

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	19745 S UPPER RD, OREGON CITY, OR 97045-9325
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATL TITLE OF OREGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021200
Date	Apr 6, 2018
Instrument	2018-021200

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank
Address	SEATTLE, WA 98101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 1, 2049

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	19745 S UPPER RD, OREGON CITY, OR 97045-9325
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004331
Date	Jan 14, 2021
Instrument	2021-004331

Lender

Name	LENDERFI INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	Sep 23, 2021
Property Address	19745 S UPPER RD, OREGON CITY, OR 97045-9325
Document Number	0000086517
Instrument Date	Sep 15, 2021
Instrument	2021-086517
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19745 S UPPER RD, OREGON CITY, OR 97045-9325

Mortgage

Document Number	0000086518
Date	Sep 23, 2021
Instrument	2021-086518

Lender

Name	FIRST TECHNOLOGY FEDERAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	19745 S UPPER RD, OREGON CITY, OR 97045-9325
Document Number	0000059701
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	19745 S UPPER RD OREGON CITY OR 97045, OREGON CITY, OR 97045

Mortgage

Document Number	0000059701
Date	Sep 30, 2019
Instrument	59701

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 29, 2034

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Oct 27, 2017
Property Address	19745 S UPPER RD, OREGON CITY, OR 97045-9325
Document Number	0000073447
Instrument Date	Oct 24, 2017
Instrument	2017-073447
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATL TITLE CO OF OR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	33381 SW ROTTERDAM ST, SCAPPOOSE, OR 97056-4074

Mortgage

Document Number	0000073448
Date	Oct 27, 2017
Instrument	2017-073448

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	25 Months
Due	Nov 1, 2019

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Oregon City School District 62 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,538.00 (+26.62%)	$549,375 (+17.3%)	$1,084,620 (+11.41%) Land $175,050 Building $909,570
2023	$6,743.00	$468,355	$973,582 Land $171,672 Building $801,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1982–2009)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2009 · river or lake flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Clear Creek Mutual Telephone Cable · DSL	250 / 6
Beaver Creek Cooperative Telephone Company Cable · DSL	100 / 5
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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