1993 Ritchie St, Folsom, CA 95630 Property Records

Sacramento County property record for 1993 Ritchie St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,211 sqft · built 2022
Lot Size	0.273 acres (11,895 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jun 2019)
Tax Bill	$22,374 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-3320-053-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3320-053-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,211 sqft Living Area
1st Floor Area	2,894 sqft
2nd Floor Area	1,317 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Other
Lot Area	11,895 sqft (0.273 acres)
Garage Area	1,130 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1993 RITCHIE ST
City	FOLSOM
State	CA
Zip	95630-6379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 32C, LOT 118, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 32C
Legal Lot Number	118
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1018
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1993 RITCHIE ST, FOLSOM, CA 95630-6379
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Dec 20, 2022	Intrafamily Transfer, Transfer
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage BBVA USA
Jun 11, 2019	Grant Deed, Subdivision Related Transfer STEWART TITLE, STEWART TITLE/SACRAMENTO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2019 · Amount on Record
Deed Sale	Jun 11, 2019 · Amount on Record
Deed Book / Page	20190611 / 990
Last Transfer Date	Aug 14, 2024
Transfer Doc	2024000481
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1993 RITCHIE ST, FOLSOM, CA 95630-6379
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ADDERLEY CT, FOLSOM, CA 95630-8608

Mortgage

Document Number	0000001418
Date	Apr 7, 2021
Instrument	202104071418

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 20, 2022
Property Address	1993 RITCHIE ST, FOLSOM, CA 95630-6379
Document Number	0000000658
Map Reference	MB 385 MAP 10
Instrument Date	Dec 20, 2022
Instrument	2022122000658
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1993 RITCHIE ST, FOLSOM, CA 95630-6379

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1993 RITCHIE ST, FOLSOM, CA 95630-6379
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 ADDERLEY CT, FOLSOM, CA 95630-8608

Mortgage

Document Number	4070000001418
Date	Apr 7, 2021
Book Page	20210407/1418

Lender

Name	BBVA USA
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	May 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.5%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 11, 2019
Property Address	1993 RITCHIE ST, FOLSOM, CA 95630-6379
Document Number	1906110990
Instrument Date	May 31, 2019
Instrument	1906110990
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 24, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Tax	$308.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	104 ADDERTY CT FOLSOM CA 95630, FOLSOM, CA 95630

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,910,401 (+2%) Land $318,589 Building $1,591,812
2025	$22,374.00 (+1.89%)	$1,872,943 (+4.04%) Land $312,343 Building $1,560,600
2024	$21,958.00 (+2.4%)
2023	$21,443.00 (+177.36%) Homeowner's exemption	$1,800,215 Land $300,215 Building $1,500,000
2022	$7,731.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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