1989 Ritchie St, Folsom, CA 95630 Property Records

Sacramento County property record for 1989 Ritchie St, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,286 sqft · built 2022
Lot Size	0.264 acres (11,514 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Mar 2019)
Tax Bill	$21,847 (2025)
Deeds & Mortgages	Jul 2022 Transfer Nov 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-3320-039-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3320-039-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,286 sqft Living Area
1st Floor Area	2,338 sqft
2nd Floor Area	1,948 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Roof Material	Other
Lot Area	11,514 sqft (0.264 acres)
Garage Area	1,059 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1989 RITCHIE ST
City	FOLSOM
State	CA
Zip	95630-6379
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 32C, LOT 77, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 32C
Legal Lot Number	77
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1018
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2081 TRACY CT, FOLSOM, CA 95630-6325
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Intrafamily Transfer, Transfer
Nov 18, 2020	Deed of Trust, Construction Loan · Construction Mortgage US BK
Mar 26, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2019 · Amount on Record
Deed Sale	Mar 26, 2019 · Amount on Record
Deed Book / Page	20190326 / 945
Last Transfer Date	Jun 16, 2022
Transfer Doc	2022001134
Record Updated	Sep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 19, 2022
Property Address	1989 RITCHIE ST, FOLSOM, CA 95630-6379
Document Number	0000001134
Map Reference	MB 385 MAP 10
Instrument Date	Jun 16, 2022
Instrument	2022071901134
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2081 TRACY CT, FOLSOM, CA 95630-6325

November 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 18, 2020
Property Address	1989 RITCHIE ST, FOLSOM, CA 95630-6379
Document Number	2011181758
Instrument Date	Nov 16, 2020
Instrument	2011181758
Transaction Type	Construction Loan
Record Updated	Dec 3, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2081 TRACY CT FOLSOM CA 956306325, FOLSOM, CA 95630-6325

Mortgage

Document Number	2011181758
Date	Nov 18, 2020
Instrument	2011181758

Lender

Name	US BK
Type	Bank
Address	4801 FREDERICA ST, OWENSBORO, KY 42301-7441

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2050

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 26, 2019
Property Address	1989 RITCHIE ST, FOLSOM, CA 95630-6379
Document Number	1903260945
Instrument Date	Mar 23, 2019
Instrument	1903260945
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 4, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2081 TRACY CT FOLSOM CA 956306325, FOLSOM, CA 95630-6325

Mortgage

Document Number	1903260946
Date	Mar 26, 2019
Instrument	1903260946

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.37%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,853,979 (+2%) Land $284,453 Building $1,569,526
2025	$21,847.00 (+1.88%)	$1,817,627 (+4.04%) Land $278,876 Building $1,538,751
2024	$21,443.00 (+2.48%)
2023	$20,924.00 (+73.67%)	$1,747,048 Land $268,048 Building $1,479,000
2022	$12,048.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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