1990 Ritchie St, Folsom, CA 95630 Property Records

Sacramento County property record for 1990 Ritchie St, Folsom, CA 95630 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2021
Square Footage3,454 sqft Living Area
Lot Size10,609 sqft (0.244 acres)
OccupancyOwner Occupied
Last Sale$1,799,000 (2023)
Tax Bill$22,436.00 (2025)

Property Details

APN / Parcel Number

Primary APN072-3320-033-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area3,454 sqft Living Area
1st Floor2,444 sqft 1st Floor
Basement Area1,010 sqft Basement
Finished Basement1,010 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Roof MaterialOther (not Classified) Roof
Lot Area10,609 sqft (0.244 acres)
Parking Spaces2 Parking Spaces
Garage Area610 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address1990 RITCHIE ST
CityFOLSOM
StateCA
Zip95630-6379
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEMPIRE RANCH VILLAGE NO. 32B, LOT 134, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal SubdivisionEMPIRE RANCH VILLAGE NO. 32B
Legal Lot Number134
JurisdictionSACRAMENTO CA
Minor Civil DivisionFOLSOM
Census Blockgroup1
Census Block1013
Census Tract8512

Owner

Source: Sacramento County records · APN 072-3320-033-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1990 RITCHIE ST, FOLSOM, CA 95630-6379
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingRight Of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Oct 02, 2023Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
Jun 27, 2023Grant Deed, Transfer · Commercial Mortgage
NORTHERN CALIFORNIA MORTGAGE FUND X
Mar 01, 2021Grant Deed, Transfer · Conventional Mortgage
HOMETOWN LENDERS INC
Mar 01, 2021Intrafamily Transfer, Transfer
FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 01, 2020Grant Deed, Transfer
FIRST AMERICAN TITLE
Oct 15, 2018Grant Deed, Subdivision Related Transfer · Conventional Mortgage
ELLIOTT HMS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 27, 2023 · Amount on Record
Deed SaleJun 27, 2023 · Amount on Record
Prior SaleMar 01, 2021 · Amount on Record
Deed Book / Page20230627 / 841
Prior Transfer DateFeb 25, 2021
Prior Transfer Doc3010000001792
Record RefreshedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address1990 RITCHIE ST, FOLSOM, CA 95630-6379
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1990 RITCHIE ST, FOLSOM, CA 95630-6379

Mortgage

Document Number0000000267
DateOct 02, 2023
Instrument202310020267
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7.37%
Type Change DateOct 01, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change12.3%
IndexSOFR Average 30-Day
Max Rate12.3%

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJun 27, 2023
Property Address1990 RITCHIE ST, FOLSOM, CA 95630-6379
Document Number0000000841
Map ReferenceMB 385 MAP 9
Instrument DateJun 22, 2023
Instrument202306270841
Transaction TypeTransfer
Record UpdatedJul 07, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address1990 RITCHIE ST, FOLSOM, CA 95630-6379

Mortgage

Document Number0000000842
DateJun 27, 2023
Instrument202306270842
Lender
NameNORTHERN CALIFORNIA MORTGAGE FUND X
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateMar 01, 2021
Property Address1990 RITCHIE ST, FOLSOM, CA 95630-6379
Document Number0000001793
Map ReferenceMB 385 PG 9
Instrument DateFeb 25, 2021
Instrument202103011793
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1990 RITCHIE ST, FOLSOM, CA 95630-6379

Mortgage

Document Number0000001794
DateMar 01, 2021
Instrument202103011794
Lender
NameHOMETOWN LENDERS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSACRAMENTO CA
Recording DateMar 01, 2021
Property Address1990 RITCHIE ST, FOLSOM, CA 95630-6379
Document Number0000001792
Map ReferenceMB 385 PG 9
Instrument DateFeb 25, 2021
Instrument202103011792
Transaction TypeTransfer
Record UpdatedMay 15, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6901 RUTHERFORD CANYON RD, LOOMIS, CA 95650-9462
InvestorPossibly a Property Investor

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateJul 01, 2020
Property Address1990 RITCHIE ST, FOLSOM, CA 95630-6379
Document Number2007011927
Instrument DateJun 29, 2020
Instrument2007011927
Transaction TypeTransfer
Record UpdatedMar 16, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$358.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1990 RITCHIE ST FOLSOM CA 95630, FOLSOM, CA 95630

October 2018: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateOct 15, 2018
Property Address1990 RITCHIE ST, FOLSOM, CA 95630-6379
Document Number1810150668
Instrument DateOct 11, 2018
Instrument1810150668
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 25, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address493 MUERER ST FOLSOM CA 956309529, FOLSOM, CA 95630-9529

Mortgage

Document Number1810150669
DateOct 15, 2018
Instrument1810150669
Lender
NameELLIOTT HMS
AddressFETSOM, CA 95630
Special NotesLender is also the Seller
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityFolsom City
Unified School DistrictFolsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,909,112 (+2%) Land $424,483 Building $1,484,629
2025$22,436.00 (+1.89%)$1,871,679 (+38.38%) Land $416,160 Building $1,455,519
2024$22,020.00 (+33.12%)
2023$16,541.00 (+1.22%) Homeowner's exemption$1,352,520 (+2%) Land $338,130 Building $1,014,390
2022$16,341.00 Homeowner's exemption$1,326,000 Land $331,500 Building $994,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 40% of the US · above 24% of California
Wildfire LikelihoodAbout 1 in 1,923 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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