199 Stonesteps Way, Encinitas, CA 92024 Property Records

San Diego County property record for 199 Stonesteps Way, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,041 sqft · built 2015
Lot Size	0.12 acres (5,232 sqft)
Owner	2 Individual Names on File
Last Sale	$2,750,000 (Oct 2021)
Tax Bill	$32,042 (2025)
Deeds & Mortgages	Nov 2022 Transfer Oct 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`254-730-20-00`

Property Details

APN / Parcel Number

Primary APN	`254-730-20-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	3,041 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	5,232 sqft (0.12 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	199 STONESTEPS WAY
City	ENCINITAS
State	CA
Zip	92024-1591
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-R8
Legal Description	LOT 20 TR 015613
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	015613
Legal Block	2
Legal Lot Number	20
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2006
Census Tract	17701

Owner

199 Stonesteps Way is owned and occupied by two individuals who acquired it in November 2022.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	199 STONESTEPS WAY, ENCINITAS, CA 92024-1591
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2022	Intrafamily Transfer, Transfer
Oct 12, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 24, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Nov 24, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
May 29, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE
Jun 25, 2018	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Prior Sale	May 29, 2019 · Amount on File
Deed Document Number	2021710246
Last Transfer Date	Nov 10, 2022
Transfer Doc	0000440389
Record Updated	Sep 20, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 17, 2022
Property Address	199 STONESTEPS WAY, ENCINITAS, CA 92024-1591
Document Number	0000440389
Map Reference	MAP 15613
Instrument Date	Nov 10, 2022
Instrument	2022-0440389
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	199 STONESTEPS WAY, ENCINITAS, CA 92024-1591

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 12, 2021
Property Address	199 STONESTEPS WAY, ENCINITAS, CA 92024-1591
Document Number	0000710246
Map Reference	MAP 15613
Instrument Date	Sep 27, 2021
Instrument	2021-0710246
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	8350 E RAINTREE DR STE 140, 140, SCOTTSDALE, AZ 85260-2692

Mortgage

Document Number	0000710247
Date	Oct 12, 2021
Instrument	2021-0710247

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 24, 2020
Property Address	199 STONESTEPS WAY, ENCINITAS, CA 92024-1591
Document Number	0000745894
Instrument Date	May 8, 2020
Instrument	745894
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	306-11111-82ND AVE

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 24, 2020
Property Address	199 STONESTEPS WAY, ENCINITAS, CA 92024-1591
Document Number	0000745893
Instrument Date	May 6, 2020
Instrument	745893
Transaction Type	Transfer
Record Updated	Dec 3, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	199 STONESTEPS WAY ENCINITAS CA 920241591, ENCINITAS, CA 92024-1591

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 29, 2019
Property Address	199 STONESTEPS WAY, ENCINITAS, CA 92024-1591
Document Number	0000204901
Instrument Date	May 18, 2019
Instrument	204901
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$2,090.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	306-11111 82ND AVE

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 25, 2018
Property Address	199 STONESTEPS WAY, ENCINITAS, CA 92024-1591
Document Number	0000257605
Map Reference	MAP 15613
Instrument Date	May 21, 2018
Instrument	2018-0257605
Transaction Type	Transfer
Record Updated	Aug 23, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	199 STONESTEPS WAY, ENCINITAS, CA 92024-1591

Mortgage

Document Number	0000257606
Date	Jun 25, 2018
Instrument	2018-0257606

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 199 Stonesteps Way was $32,042.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,976,686 (+2%) Land $2,273,106 Building $703,580
2025	$32,042.00	$2,918,321 Land $2,228,536 Building $689,785
2023	$30,113.00 (+2.13%)	$2,805,000 Land $2,142,000 Building $663,000
2022	$29,485.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 199 Stonesteps Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 199 Stonesteps Way has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Ting, Verizon.

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